Performs complex BSA/AML and KYC compliance investigations, clears monitoring alerts, identifies suspicious activity, prepares Suspicious Activity Reports, and supports BSA reporting and recordkeeping. The role researches transaction data, assesses risk, ensures regulatory compliance, assists with audits and remediation, maintains procedures, and advises other analysts and business lines on AML requirements. It also provides guidance and mentorship to midlevel staff and monitors regulatory developments.

Performs risk-based IT and integrated control testing across access management, change management, IT operations, and data integrity. Documents audit workpapers, evaluates control effectiveness, identifies deficiencies, communicates findings, supports audit reports, and validates remediation plans. The role participates in stakeholder walkthroughs, applies internal audit and regulatory standards, manages multiple assignments, and supports continuous improvement through tools, methodologies, and data analytics.

Manages credit risk review analysts and oversees independent reviews of commercial loans and commitments. Evaluates borrower financials, collateral, repayment capacity, risk grades, portfolio trends, regulatory compliance, and emerging risks. Reviews complex loans and adversely graded credits, conducts loan quality reviews, advises management, and recommends remediation. Collaborates with lending, credit, and risk teams to strengthen credit processes and ensure adherence to banking policies, laws, and regulatory directives.