When joining Elevations, you can expect to work for a company with:
- A leadership team that strives to make this the best place you’ve ever worked!
- A focus on supporting our employees’ mental, physical, and financial well-being
- A commitment to diversity, equity, and inclusion recognized by the Denver Business Journal and Colorado Association of Realtors
- A highly engaged workforce devoted to innovation, continuous improvement, and collaboration
- A reputation for excellence, as evidenced by being a two-time recipient of the Malcolm Baldrige National Quality Award
- A passion for consistently providing amazing experiences and creating raving fans
If you join our team, here are some of the perks you can expect:
- A competitive total rewards package with 4 weeks paid time off for full-time employees, work anniversary paid time off, paid volunteer time off, and 12 paid holidays
- Comprehensive medical, dental, and vision plans with employer contributions to supercharge your Health Savings Account
- Up to a 4% match on 401(k) contributions
- Up to twelve weeks of fully paid parental leave
- An extensive Employee Assistance Program that provides personalized care options for your whole household
- Ample opportunity to learn, develop and grow with access to LinkedIn Learning, career and leadership development programs, job shadowing, a mentor program, and tuition reimbursement up to $5,250/year
Location:
Elevations Credit Union- Broomfield Basecamp
- Hybrid: Employees who are able to perform the essential functions of their jobs away from an Elevations location may do so with the expectation that they are onsite at least fifty percent of the time over a two-week pay period.
The Lock Desk Analyst serves as the primary pricing and lock desk resource for Mortgage Sales and plays a critical role in maintaining pricing accuracy, lock management, and secondary market operations. This position supports mortgage pricing, pipeline monitoring, investor delivery activities, and process automation initiatives while helping ensure profitability, risk management, and operational efficiency across the mortgage portfolio.
Essential Functions:- Acts as the primary lock desk contact for mortgage sales, helping resolve lock, pricing, policy, and process-related questions.
- Assists Mortgage Sales and Operations in evaluating product eligibility, investor requirements, and pricing scenarios.
- Creates, reviews, and distributes daily rate sheets for first mortgage products.
- Monitors the mortgage pipeline for pricing accuracy, lock status, expiration risk, and investor eligibility, coordinating with Mortgage Sales and Operations to resolve discrepancies.
- Review and process lock extensions, relocks, and pricing exceptions in accordance with established policies and investor guidelines.
- Support loan delivery through process improvement and act as a backup for Loan Delivery function as needed.
- Prepare recurring and ad hoc reports related to mortgage production, lock activity, pipeline performance, profitability, and pricing trends for management and the Pricing Committee.
Manager, Secondary Markets
Manages:This role generally does not have supervisory responsibility. May train or mentor junior staff as needed.
Required Skills, Education and Experience- Bachelor’s degree or equivalent related work experience.
- 2+ years of mortgage/finance experience.
- Strong excel capabilities including the ability to analyze large sets of data.
- Effective written and verbal communication skills.
- Exceptional attention to detail and accuracy.
- Experience with mortgage product and pricing engines, third party hedging software, and loan origination systems.
- Knowledge of secondary market pricing concepts, investor delivery requirements, and loan-level price adjustments (LLPAs).
- Basic SQL query knowledge.
Elevations uses multi-factor authentication to keep our data safe. As such, a personal smartphone is a requirement for employment with us. This job operates in an office setting and routinely uses standard office equipment.
Physical Requirements:Sitting frequently, walking occasionally, use of hands frequently, hearing constantly, talking frequently, exerting up to 10 lbs of force occasionally to lift, carry, push, pull, or move objects
Position Type/Expected Hours of Work- Full time / 40 hours per week
- Required schedule: Monday through Friday 7:00 am to 4:00 pm
Non- Exempt
Compensation:The person hired into this position will likely earn between $22.51 and $30.95 hourly wage, plus annual bonus.
Actual compensation offered may vary from the posted hiring range based on factors such as relevant experience, time in role, base salary of internal peers, prior performance, business sector, licensure requirements and/or skill level, and will be finalized at the time of offer.
Anticipated Application Window:This role is anticipated to close within 25 days from the date of posting. However, if the position has not been filled, Elevations may keep the application period open longer.
Other Duties:Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.
About Us: Elevations Credit Union is a member-owned not-for-profit financial institution serving Colorado’s Front Range. Founded in 1952, we’ve grown from 12 members and less than $100 in assets to an institution with 15 branches and more than 170,000 members that manages over $3 billion in assets and is the No. 1 credit union mortgage lender in Colorado. At Elevations, we’ve made a commitment to move away from a product-centered business model and focus instead on creating consumer solutions. Our objective is to provide our members, as well as the entire community, with unbiased consumer information.
EEO Statement: The Credit Union is dedicated to the principles of equal employment opportunity. We prohibit unlawful discrimination against applicants or employees on the basis of age 40 and over, race (including traits historically associated with race, such as hair texture and length, protective hairstyles), sex, sexual orientation, gender identity, gender expression, color, religion, creed, national origin, ancestry, disability, military status, genetic information, marital status, or any other status protected by applicable state or local law.
Candidates for certain positions may be required to submit to a credit history report in determining qualification for employment with Elevations Credit Union. If the position you are applying for requires a credit history report, any information received in such a report will not be the sole factor in making an employment decision. A history of personal financial irresponsibility may be reason for disqualification insofar as it relates to your potential job duties. Elevations Credit Union is aware that occasionally there are extenuating circumstances that may affect an individual's credit history. We comply with the Fair Credit Reporting Act and the Colorado Employment Opportunity Act.
ELEVATIONS CREDIT UNION’S COMMITMENT TO PRIVACY
Your privacy is important to us. When you use this Careers site to apply for a job at Elevations Credit Union (“we” and “us”), we collect your personal information. Examples of personal information collected on the Careers site include your name, contact details, and information you provide for purposes of job applications. We do not sell your personal information to a third party. We may share your information with a third party who is performing a service for us related to job applicants. If you have any questions about this privacy statement, please contact us.
Applicants have rights under Federal Employment Laws
Know Your Rights Poster
Employee Polygraph Protection Act (EPPA)
Elevations Credit Union Boulder, Colorado, USA Office
2960 Diagonal Hwy, Boulder, CO, United States, 80301
Elevations Credit Union Broomfield, Colorado, USA Office
1 Environmental Way, Broomfield, United States, 80021
Elevations Credit Union Denver, Colorado, USA Office
7900 E. Union Ave., Denver, United States, 80237
Elevations Credit Union Fort Collins, Colorado, USA Office
2510 E. Harmony Rd., Fort Collins, United States, 80528
Elevations Credit Union Greeley, Colorado, USA Office
5401 W. 10th St., Greeley, United States, 80634
Elevations Credit Union Lakewood, Colorado, USA Office
143 Union Blvd. Unit 220, Lakewood, United States, 80228
Elevations Credit Union Longmont, Colorado, USA Office
275 Main St., Longmont, United States, 80501
Elevations Credit Union Loveland, Colorado, USA Office
970 Eisenhower Blvd., Loveland, United States, 80537
Elevations Credit Union Westminster, Colorado, USA Office
4750 W. 120th Ave. Ste 700, Westminster, United States, 80020
Similar Jobs
What you need to know about the Colorado Tech Scene
Key Facts About Colorado Tech
- Number of Tech Workers: 260,000; 8.5% of overall workforce (2024 CompTIA survey)
- Major Tech Employers: Lockheed Martin, Century Link, Comcast, BAE Systems, Level 3
- Key Industries: Software, artificial intelligence, aerospace, e-commerce, fintech, healthtech
- Funding Landscape: $4.9 billion in VC funding in 2024 (Pitchbook)
- Notable Investors: Access Venture Partners, Ridgeline Ventures, Techstars, Blackhorn Ventures
- Research Centers and Universities: Colorado School of Mines, University of Colorado Boulder, University of Denver, Colorado State University, Mesa Laboratory, Space Science Institute, National Center for Atmospheric Research, National Renewable Energy Laboratory, Gottlieb Institute
