Staff Accountant

JOB TITLE: Staff Accountant

LOCATION: Jersey City, NJ (Hybrid)

REPORTS TO: Accounting Supervisor

The Company:

Sunbit builds financial technology for real life. Our AI-native platform helps more people get to “yes” at the moments that matter with personalized offers, transparent terms, and no added consumer fees. In stores, practices and service centers across the country, Sunbit provides a fast, fair pay-over-time option. For everything else, the Sunbit Credit Card delivers a modern, no-fee credit experience managed in a powerful mobile app.

We are guided by people-centered values: Serve Others Before Self, Include Always, Connect Genuinely, Innovate for Good. These values shape how we build, how we support customers and merchants, and how we work with each other.

What makes Sunbit different is an AI-native infrastructure that runs through the full customer and merchant journey. Our interconnected AI systems power instant decisioning, streamline fraud checks with human-in-the-loop safeguards, and enable highly personalized offers at scale. The result is a quick, fair, and simple experience for consumers and merchants.

We pair this technology with inclusion and transparency. Sunbit delivers industry-leading approval rates — 90%+ in auto service and 85%+ in dental — while maintaining zero consumer fee-based revenue. It is a better way to serve people and merchants, proven at scale.

Today, Sunbit is available across a nationwide, in-person merchant network of 30,000+ locations spanning auto service centers, dental and optical practices, veterinary clinics, and other specialty services. We help teams say “yes” more often and help customers move forward with confidence.

The Role:

We are seeking a self-driven Staff Accountant to assist in managing the day-to-day and month-end accounting operations at Sunbit. With a primary focus on accounts receivable and revenue operations, you will take charge of monthly fee billing, debit files, and revenue-based rebate calculations. This is an excellent opportunity to demonstrate your analytical skills in a fast-paced, high-growth environment. We are looking for an independent problem-solver who goes beyond accurately recording transactions to efficiently analyze data and grow alongside our dynamic business.

What You’ll Own:

• Assist with the month-end close process by preparing and posting journal entries related to revenue operations, and reconciling Accounts Receivable and revenue accounts.
• Generate monthly fee invoices and process payment debit files. 
• Calculate and accurately record merchant partner rebates. 
• Support AR operations by resolving payment issues and verifying requested refunds.
• Review debit payment files for invoice payments and upload them to our banking portal. 
• Perform data validation between Salesforce and NetSuite to ensure complete alignment across all billing fields.
• Perform other related duties or ad hoc projects within the scope of responsibilities.

What You'll Bring:

• Bachelor’s degree in Accounting, Business Administration, or a related field. 
• 2-3+ years of professional accounting or relevant administrative experience.
• Strong Microsoft Office skills, with advanced proficiency in Excel 
• High attention to detail and strong organizational skills when handling financial records. 
• Proven problem-solving skills, specifically in data validation and account reconciliation. 
• Ability to communicate clearly and accurately with internal and external customers

Nice to Have:

• Hands-on experience with NetSuite
•  Hands-on experience with online banking applications
•  Experience working in a high-growth business environment
• Consumer finance/lending industry experience

How We Pay:

• We believe in paying fairly and equitably based on a number of factors including but not limited to previous experience, relevant work history, interview performance, geographical location, internal equity, and expected level of ownership.
• We are targeting an hourly rate of $33-$38 for this role
• This role will also be granted company equity via stock options

Why Choose Sunbit?

Sunbit is recognized as one of the fastest-growing and most admired fintech companies, earning honors from Inc. 5000 (four consecutive years), Forbes Fintech 50, Deloitte Technology Fast 500, Financial Times, and FinTech Breakthrough for its innovation and impact. The company has also been featured among Newsweek’s Most Loved Workplaces and CB Insights’ Unicorn Companies, reflecting a valuation of $1.1B.

People choose Sunbit for its people-first culture rooted in service, inclusion, and real-world impact. Powered by AI that helps people in life’s critical moments—offering high approvals, speed, and zero fees—Sunbit has achieved proven scale across tens of thousands of merchants and millions of transactions. Its fast, fair, and simple financial products empower consumers and partners alike through clarity and trust.

The Perks:

• Join one of LA’s fastest growing startups (2023), A Most Loved Workplace, #576 on the 2023 Inc 5000 list, and Forbes Fintech 50 (2024)
• Mission driven + empowered + collaborative
• Competitive pay and stock options
• 12 days of PTO in your first year
• Health Insurance options including Medical, Dental, Vision, Life, EAP, FSA, & Maternity Leave
• Newly added HSA and Pet Insurance
• 401K Plan with Matching 
• Cell Phone Stipend 
• Team based strategic planning + Team owned deliverables

Sunbit is an Equal Opportunity Employer. We strive to provide a professional & welcoming workplace for all employees.

Recruitment Fraud Disclaimer

We’ve been made aware of fraudsters impersonating Sunbit employees during the hiring process. Please note that all official communication will come from an @sunbit.com email address, through our applicant tracking platform @sunbit.comeet-notifications.com or directly via LinkedIn. We will never ask for your age, Social Security number, bank account details, payment of any kind, or other unrelated personal information during the application process. Our hiring process always includes interviews, either by phone, zoom, or in person, before any offer is made. If something feels suspicious, please contact us at [email protected] to confirm. 

We ask that you contact [email protected] only about potential instances of fraud. [email protected] does not reach our recruiting team directly. Your application directly through the posting is the best way to ensure that your candidacy is reviewed by our team. Due to the volume of applications, we will not respond to nor forward emails about your candidacy that are sent to [email protected] directly, and your email about your application will be deleted from our systems.

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