OppFi
What's It Like to Work at OppFi?
OppFi Employee Reviews

What People Are Saying About OppFi
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Mission & Purpose: Work centers on expanding credit access for consumers denied by mainstream options, which some employees find motivating. The bank‑partnership approach positions impact on non‑prime borrowers as core to the company’s identity.
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Benefits & Perks: Benefits include 401(k) matching, comprehensive medical options, PTO, and remote/hybrid flexibility, alongside perks such as tuition reimbursement, home‑office stipends, and learning platforms. These offerings are characterized as very good and are highlighted as part of the employee value proposition.
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Market Position & Stability: A mid‑size public fintech structure offers visibility to product and financial outcomes, with recent materials highlighting record 2025 profitability and revenue growth. A tentative 2026 California court decision in the company’s favor is framed as a de‑risking step for its bank‑partnership model.
OppFi's Benefits
Established employee awards to honor work and contributions
Quarterly engagement surveys to gauge employee satisfaction
Promote from within
Provides customized development tracks
Engineering team utilizes pair programming
Hosts in-person all-hands meetings
OppFi holds hybrid monthly all-company town halls. Employees have the option to join our leadership team and their colleagues in the Chicago office or remotely from their home office.
Implements team-based strategic planning
Uses an OKR operational model to clearly define goals and priorities
Utilizes an open door policy that encourages accessibility
Offers a remote work program
OppFi offers a flexible, remote environment. Employees have the option to work from home within the U.S. or in the Chicago, IL office.
Utilizes a flexible work schedule
OppFi's Benefits Program offers a Flexible Time Off Policy for corporate roles and a Paid Time Off Policy for operations customer-facing roles.