Risk Business Partner, Product

The Role
As a Risk Business Partner embedded in our Product organization, you'll own the end-to-end risk agenda for Bitcoin, Lending, and/or Card products. Working closely with Product, Engineering, Design, and Legal & Compliance teams, you'll help ship innovative features safely while ensuring risk considerations are woven into every stage of the product lifecycle. You'll serve as a trusted advisor, implementing risk frameworks and fostering a strong risk culture that balances innovation with sound risk practices.
You Will

• Lead structured risk assessments for new features and product iterations
• Design and implement scalable controls integrated into product flows
• Build and monitor KPIs/KRIs to identify emerging risk trends
• Partner with Engineering and Data Science on automated monitoring solutions
• Coach product teams on "risk-by-design" practices
• Drive executive reporting on risk shifts and emerging indicators
• Serve as liaison between business and second/third lines of defense
• Manage regulatory obligations and audit findings
• Champion risk ownership mindset across business units

You Have

• 8+ years of fintech risk management experience, preferably in Bitcoin, Lending, or Card Products
• Strong understanding of financial services regulatory landscape
• Track record of implementing risk frameworks in agile environments
• Experience partnering with engineering/product teams on risk controls
• Proven success in regulatory compliance management
• Strong stakeholder management and communication skills
• Bachelor's degree required (Finance, Business, Engineering, or related)
• Professional risk certifications preferred (FRM, CRISC, CISA, or CAMS)
• Experience presenting to and influencing senior leadership

We're working to build a more inclusive economy where our customers have equal access to opportunity, and we strive to live by these same values in building our workplace. Block is a proud equal opportunity employer. We work hard to evaluate all employees and job applicants consistently, based solely on the core competencies required of the role at hand, and without regard to any legally protected class. We believe in being fair, and are committed to an inclusive interview experience, including providing reasonable accommodations to disabled applicants throughout the recruitment process. We encourage applicants to share any needed accommodations with their recruiter, who will treat these requests as confidentially as possible. Want to learn more about what we're doing to build an inclusive workplace? Check out our Inclusion & Diversity page
Full-time employee benefits include the following:

• Healthcare coverage (Medical, Vision and Dental insurance)
• Health Savings Account and Flexible Spending Account
• Retirement Plans including company match
• Employee Stock Purchase Program
• Wellness programs, including access to mental health, 1:1 financial planners, and a monthly wellness allowance
• Paid parental and caregiving leave
• Paid time off (including 12 paid holidays)
• Paid sick leave (1 hour per 26 hours worked (max 80 hours per calendar year to the extent legally permissible) for non-exempt employees and covered by our Flexible Time Off policy for exempt employees)
• Learning and Development resources
• Paid Life insurance, AD&D, and disability benefits

These benefits are further detailed in Block's policies. This role is also eligible to participate in Block's equity plan subject to the terms of the applicable plans and policies, and may be eligible for a sign-on bonus. Sales roles may be eligible to participate in a commission plan subject to the terms of the applicable plans and policies. Pay and benefits are subject to change at any time, consistent with the terms of any applicable compensation or benefit plans.
Block takes a market-based approach to pay, and pay may vary depending on your location. U.S. locations are categorized into one of four zones based on a cost of labor index for that geographic area. The successful candidate's starting pay will be determined based on job-related skills, experience, qualifications, work location, and market conditions. These ranges may be modified in the future.
To find a location's zone designation, please refer to this resource . If a location of interest is not listed, please speak with a recruiter for additional information.
Zone A:
$135,200 - $202,800 USD
Zone B:
$125,800 - $188,600 USD
Zone C:
$119,000 - $178,400 USD
Zone D:
$108,200 - $162,200 USD
Every benefit we offer is designed with one goal: empowering you to do the best work of your career while building the life you want. Remote work, medical insurance, flexible time off, retirement savings plans, and modern family planning are just some of our offering. Check out our other benefits at Block.
Block, Inc. (NYSE: XYZ) builds technology to increase access to the global economy. Each of our brands unlocks different aspects of the economy for more people. Square makes commerce and financial services accessible to sellers. Cash App is the easy way to spend, send, and store money. Afterpay is transforming the way customers manage their spending over time. TIDAL is a music platform that empowers artists to thrive as entrepreneurs. Bitkey is a simple self-custody wallet built for bitcoin. Proto is a suite of bitcoin mining products and services. Together, we're helping build a financial system that is open to everyone.