Principal Architect Payments and Pricing

About this role:
Wells Fargo is seeking a Principal Architect in our Architecture & Engineering Group as part of Consumer Technology. Learn more about the career areas and business divisions at wellsfargojobs.com.
The Core Banking Architect will lead the architecture strategy for the bank's Core Banking Modernization program, owning the end-to-end architectural vision across a multi-year (3+ year) transformation roadmap. This role combines long-term strategic planning with hands-on leadership for active initiatives and transition efforts, ensuring alignment between business objectives, platform strategy, and execution. The architect will partner closely with senior business leaders, technology executives, and domain architects to translate high-level strategy into actionable guidance for delivery teams. Key responsibilities include setting architectural direction, governing design decisions, guiding vendor and platform usage, and ensuring consistency across domains, integrations, and migration activities.
This position has a specialized focus on Product and Pricing capabilities, which are critical to the bank's Payments and Core Banking modernization strategy. The architect will bring deep expertise in enterprise product catalog and pricing engine design, including relationship-based pricing models, and will define how pricing and product rules are structured, governed, and executed across channels and platforms. Success in this role requires the ability to influence executive stakeholders while also collaborating closely with engineering and delivery teams to drive implementation. Ultimately, this role serves as a key bridge between strategy and execution, ensuring scalable, consistent, and future-ready core banking capabilities.
In this role, you will:

• Act as an advisor to senior leadership to develop the architectural framework & delivery for highly complex business and technical needs across multiple groups
• Lead the strategy and resolution of highly complex and unique challenges requiring in-depth evaluation across multiple areas or the enterprise, delivering products and solutions that are long-term, large-scale, and require vision, creativity, innovation, advanced analytical and inductive thinking
• Provide vision, direction, and expertise to senior leadership on implementing the transformation strategy describing the current state, target state, and transition architecture
• Develop and influence strategic plans, investment planning, and execution on cutover strategies to target
• Strategically engage with all levels of professionals and managers across the enterprise and serve as an architectural domain expert advisor to leadership
• Drive target investments towards target technologies and rationalize spend, total cost of ownership, and return on investment
• Ensure applications adhere to established Wells Fargo standards, policies, methodologies, and industry best practices as it transforms toward target state architecture
• Drive the definition, establishment, selection of strategic tools, and application of architecture frameworks
• Maintain knowledge of industry best practices and new technologies and recommends innovations that enhance operations or provide a competitive advantage to the organization and can influence internal and vendor roadmaps in a significant capacity

Required Qualifications:

• 7+ years of architecture experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
• 4+ years of experience architecting or integrating pricing capabilities with core systems (e.g., payments, billing, transaction processing), leveraging APIs, service-based architectures, or rules-driven approaches to improve scalability and reduce hard-coded logic

Desired Qualifications:

• Certification is preferred in at least one of AWS/Google/Microsoft public cloud vendors
• Strong understanding of architectural concepts and elements of a modern technology stack
• Experience with C4 modeling
• 2+ years of experience with architecting solutions using leading vendor solutions and in house developed systems
• Experience in Solution Architecture and one or a combination of the following: systems, applications, or architecture planning
• Ability to influence across all organizational levels, particularly senior management
• Knowledge and understanding of applications technology management role including managing applications development and support for multiple systems and business functions
• Ability to identify key issues, involve affected parties, design solutions, obtain buy-in, and communicate effectively through resolution
• Ability to be proactive, innovative, and creative in meeting customer and enterprise needs
• Ability to effectively assess stakeholder, partner, or client needs while consulting, building solutions, and developing processes
• Financial services industry experience
• Extensive technical skills and comprehensive knowledge and understanding of an entire line of business or infrastructure sub-domain

Job Expectations:

• This position is not eligible for Visa sponsorship
• This position requires a hybrid in office work schedule
• Ability to travel up to 10%

Job Location:
194 Wood Avenue South - Iselin, New Jersey 08830
300 S. Brevard - Charlotte, North Carolina 28202
401 Las Colinas Blvd W Building A - Irving, Texas 75039
3075 Loyalty Cir - Columbus, Ohio 43219
Pay Range
Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities.
$159,000.00 - $305,000.00
Benefits
Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.

• Health benefits
• 401(k) Plan
• Paid time off
• Disability benefits
• Life insurance, critical illness insurance, and accident insurance
• Parental leave
• Critical caregiving leave
• Discounts and savings
• Commuter benefits
• Tuition reimbursement
• Scholarships for dependent children
• Adoption reimbursement

Posting End Date:
2 Aug 2026
* Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.