Insuring Specialist

CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.

A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You’ll get unwavering support from all departments and total transparency from the top down.

CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.

Position Overview:
The Insuring Specialist is responsible for endorsing all government loans, which begins with paying the upfront mortgage insurance on FHA loans, the Funding Fees on all VA loans, and the guaranteed fee on USDA loans.  The Insuring Specialist validates all applicable government agency guidelines, including FHA, VA, and USDA. The Insuring Specialist ensures that all loans are reviewed and insured within 60 days.  
Job Responsibilities:

• Pay all government fees and record fees paid in Encompass.

• Review the government required documents in Encompass and ensure the documents meet government agency guidelines in a timely manner.

• Collaborate with Underwriting and Closing to ensure that files are complete and send complete binders in for FHA loans, uploading complete files to WebLGY and requested documents into USDA LINC for review.

• Request missing and signed documents to ensure loan file is complete.

• Prepare and stack the file for shipping when requested.

• Endorse the loan and upload the insuring certificate and checklist.

• Review all issues of fees and uninsured loans with insuring manager.

• Help prepare a monthly report of uninsured loans.

• Transfer case numbers and appraisals. 

Qualifications and Skills:

• High school diploma or equivalent.

• Experience correcting and transferring FHA case numbers.

• Experience in government websites specifically in their insuring screens.

• Minimum 3-4 years’ experience in loan processing and insuring, preferred.

• Knowledge of government agency fees and their individual paying process. 

• Familiarity with the loan process and responsibilities of departments related.

• Excellent communication and collaboration skills to correct or request required documentation.

This job description is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. 

Pay Range:

• Hourly Rate: $19.23-$21.63
• The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position.