Regulatory Reporting Senior (FR Y-9C, FR Y-9LP, FR Y-11, FR 2314)

Why USAA?

At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.

Embrace a fulfilling career at USAA, where our core values – honesty, integrity, loyalty and service – define how we treat each other and our members. Be part of what truly makes us special and impactful.

We are proud to support active-duty military spouses. USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs.

The Opportunity

As a dedicated Regulatory Reporting Senior, you will serve as a key contributor in the preparation, review, and analysis of reports submitted to regulatory agencies, including the FR Y-9C, FR Y-9LP, FR Y-11, FR 2314, and FFIEC 009/009A. You will be responsible for preparing highly technical components of the reports and/or schedules and conducting detailed reviews of reports and/or schedules prepared by other members of the team. You will also develop and maintain procedure documentation, assist in projects to automate and increase efficiencies, and support data and control testing. As a member of the Holding Company & Subsidiary Regulatory Reporting team within the Chief Accounting Office (CAO), you will support the research, implementation, and documentation of change initiatives resulting from updates to accounting requirements, regulatory requirements, product offerings, systems, and organizational structure.

We offer a flexible work environment that requires an individual to be in the office 4 days per week.

This position can be based in one of the following USAA office locations: Charlotte, NC, San Antonio, TX, Plano, TX, Phoenix, AZ, Colorado Springs, CO, or Tampa, FL.

Relocation assistance is not available for this position.

What you'll do:

• Prepare, review, and analyze regulatory reports and schedules, including FR Y-9C, FR Y-9LP, FR Y-11, FR 2314, FFIEC 009/009A, and other regulatory filings.
• Ensure accurate, complete, and timely regulatory reporting through effective review, validation, and control procedures.
• Research, interpret, and apply regulatory reporting requirements, accounting guidance, and reporting instructions.
• Partner with stakeholders across Finance, Treasury, Compliance, Legal, and business functions to obtain and validate reporting data.
• Support regulatory examinations, audits, and inquiries by providing documentation, analysis, and reporting support.
• Develop and maintain procedures, technical documentation, and reporting methodologies.
• Evaluate and implement changes resulting from new regulatory requirements, accounting standards, systems, products, and organizational changes.
• Identify and drive automation and process improvement opportunities to enhance reporting accuracy, efficiency, and controls.
• Perform data, control, and process testing to support a strong regulatory reporting framework.
• Serve as a trusted resource on regulatory reporting matters and provide guidance to team members.
• Ensure risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.

What you have:

• Bachelor's degree required; OR 4 years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree.
• 6 years of experience preparing and delivering financial statements and regulatory reports within the financial services industry, a bank holding company, or a similar regulated organization.
• Expert knowledge of Microsoft Office applications, including advanced Excel skills.
• 4 years of experience researching, interpreting, and applying accounting and regulatory reporting requirements.
• Strong knowledge of Generally Accepted Accounting Principles (GAAP).

What sets you apart:

• Experience preparing, reviewing, and/or filing FR Y-9C, FR Y-9LP, FR Y-11, FR 2314, FFIEC 009/009A, or similar Federal Reserve regulatory reports.
• Certified Public Accountant (CPA).
• Strong knowledge of Federal Reserve regulatory reporting requirements, reporting instructions, and applicable banking regulations.
• Experience using regulatory reporting platforms and data management tools (e.g., Axiom).
• Experience supporting regulatory reporting within a bank holding company, large financial institution, or other highly regulated environment.
• Experience researching, interpreting, and implementing changes related to regulatory reporting requirements, accounting standards, or reporting instructions.
• Experience developing and maintaining regulatory reporting controls, reconciliations, and supporting documentation.
• Demonstrated success identifying and implementing process improvements, automation solutions, and reporting efficiencies.
• Experience using financial management and general ledger systems (e.g., Oracle Cloud GL).
• Experience collaborating with internal and external auditors, regulators, and cross-functional business partners to support examinations, audits, and regulatory inquiries.
• US military experience through military service or a military spouse/domestic partner.

Compensation range: The salary range for this position is: $93,770.00 to $179,240.00.

USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.).

Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location.

Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.

The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.

Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.

For more details on our outstanding benefits, visit our benefits page on USAAjobs.com.

Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting.

USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.