Director, Agribusiness Lending

At FNBO, our employees are the heart of our story—and we’re committed to their success! Please see below the details of this career opportunity and how it fits into our organization’s success.

We believe in a Modern, Flexible Workplace, and we are continuously exploring advancements in technology and office environments to make it easier to work from anywhere at any time, allowing for more flexibility in where and how you work. We know that choice and flexibility are important to you. We also recognize that flexible and remote positions can become opportunities for military partners, caregivers, and individuals with disabilities to thrive at our company. We invite you to consider what a Modern, Flexible Workplace can mean for you!

The location category for this role may vary based on business needs, and has not yet been determined. Please contact [email protected] to obtain applicable details from our Talent Acquisition team. To ensure you receive a response, include the following number for this job in the subject line of your message. Job number: R-20250803The Director, Enterprise Banking is accountable for a portfolio of clients and new business goals within Enterprise Banking. This role may direct or guide work of support staff.

About This Role:

 

Role Description:  Accountable for managing and growing large and complex loan portfolio by providing best in class Credit, Depository and other Agribusiness banking products and services.  Source potential customers through internal and external networks and by creating and executing against an effective calling plan.  Develop and execute goals, plans and initiatives that align with corporate strategy surrounding client satisfaction, account growth, risk and retention.

Key Accountabilities:

Business Development: Source potential customers/prospects by creating and executing against an effective calling plan to understand client financial goals and needs. Develop and manage internal and external networks that enable exposure and opportunities to develop new business with targeted prospects.

• Utilize internal FNNI contacts to identify existing clients who are not Corporate Ag clients.
• Leverage current internal and external sales, marketing and communication activities to promote the sourcing of new clients.
• Work collaboratively within the Agribusiness Lending department to identify potential lending opportunities and cross-sell opportunities.
• Working knowledge of other bank offerings

Portfolio Management – Responsible for managing large and highly complex and profitable relationships for the department.

• Manage a portfolio of loans and commitments on a daily basis to meet the needs of the customer and to maintain the credit quality standards of the Bank.
• Financial performance and portfolio management will include as directed; deposit gathering growth, loan volume growth, fee income growth, calling and prospecting activities, management of past dues, charge-offs, and TBR's as required to meet or exceed the profit contribution for the Division.

Professional Behavior, Community Focus and Leadership - Exhibit professional behavior and promote positive working relationships. Maintain regular and predictable attendance.

• Complete special projects as assigned within allotted timeframes and be accountable for continuous best efforts in such projects.
• Exercise a willingness to be a resource to colleagues.
• Be proactive and respectful in all working relationships.
• Participate as member of meaningful committees or boards of local civic organizations.

• Demonstrate leadership skills by mentoring Junior Lenders/Junior Analyst and working with Bank key product partners

Cross-Sell FNB Services and Products - Effectively refer all Ag relationships to expand overall relationship within FNNI. 

• Participate in joint marketing efforts with FNNI partners and external referral sources.
• Foster referral relationships by reciprocating referrals when appropriate and providing timely feedback and support.
• Meet or exceed defined referral targets.

Compliance:  Understand and comply with bank policy, laws, regulations, and the bank's BSA/AML Program, as applicable to your job duties.

• Complete compliance training and adhere to internal procedures and controls, as required.
• Report any known violations of compliance policy, laws, or regulations.
• Report any suspicious customer and/or account activity.
• If applicable, ensure direct reports meet the above requirements and take action to address employee performance issues.

The Ideal Candidate for This Role:

 

Knowledge, Skills, Education, Experience and Physical Qualifications:

Required:

• Bachelor Degree in Banking, Finance, Accounting, Agribusiness or equivalent
• Generally 5+ years Ag lending or related experience
• Demonstrated sales experience preferred
• Knowledge of Agribusiness banking products/services and FNB products and services
• Strong Relationship Management skills
• Demonstrated oral and written communication skills
• Proven business development track record and cross selling skills
• Proficient in complex credit structuring
• Team player and mentor
• Overnight travel required

Compensation:

 

Compensation range (base pay): $105,443.00-$179,253.00

This role may have a specific starting pay within this range.

Final compensation offer to candidate may vary from posted hiring range based upon work experience, education, and/or skill level.

Benefits Overview:

We offer a variety of benefits designed to keep you and your family physically and financially healthy. Not only do we offer a competitive salary and work-life balance, we offer benefits to match your needs:

• Medical, Dental, Vision Insurance

• 401k, With Matching Contributions

• Time Off Programs

• Health Savings Account (HSA)/Dependent Care

• Employee Banking

• Growth Opportunities

• Tuition Assistance

• Short-Term/Long-Term Disability Insurance

Learn more about FNBO benefits here: https://www.fnbo.com/careers/benefits/.

For additional information regarding compensation and benefits, e-mail FNBO at [email protected]. To ensure you receive a response, include the number of this job (listed below) in the subject line of your message.

Job number: R-20250803

Equal Opportunity & Belonging:

FNBO believes that the quality of our employee experience is at the heart of our customer experience. One key pillar of our intended employee experience is Belonging. Belonging means we are committed to fostering a workplace culture where employees of all backgrounds feel valued, recognized, and empowered to be their authentic selves—no matter their role or where they are in their journey.

Learn more here.

FNBO is an equal opportunity employer for all employees and applicants and makes employment decisions without regard to status or identity.

Click here to download 'EEO is The Law' Self-Print Poster

Click here to download 'EEO is The Law' Supplement for Federal Contractors

Click here to download 'EEO is The Law' GINA Supplement

FNBO is an Equal Opportunity/Affirmative Action/Veterans/Disability Employer - Member FDIC

FNBO follows federal law regarding the use of marijuana (this applies to all non-California applicants)

Application Deadline:

All our jobs will be posted for a minimum of 5 calendar days.  Job postings may come down prior to 5 calendar days based on volume of applicants.