Lemonade Logo

Lemonade

Actuarial Associate, Car

Posted Yesterday
Be an Early Applicant
Remote
Hiring Remotely in USA
125K-140K Annually
Mid level
Remote
Hiring Remotely in USA
125K-140K Annually
Mid level
Develop and own car rating plans and rate indications; collaborate with Data Science on predictive models; prepare rate filing support for ML models; monitor pricing and underwriting performance; analyze competitor rating strategies; partner with Underwriting, Product, Claims, and BI; and advance actuarial credentials while applying AI-driven insights.
The summary above was generated by AI

We're looking for an Actuarial Associate to join our team and help push car insurance into the future. You'll bring actuarial discipline to some of the most complex questions in the business — from distribution to underwriting, claims, and beyond — while using competitive data and data science to make sure our pricing is fair, accurate, and built for scale.

We believe three things matter for every role at Lemonade: drive to push through challenges, efficiency that keeps standards high while moving fast, and adaptability that lets you pivot with data and AI insights. These aren't buzzwords, they're how we actually work.

Our AI-first approach isn't just a tagline either. We're building the future of insurance with AI at the center, and we need people who are genuinely excited to learn and grow alongside these tools.

In this role you’ll
  • Own and develop expertise on our car rating plans and rate indications

  • Contribute to predictive modeling projects in close partnership with the Data Science team

  • Craft rate filing support for new machine learning models

  • Identify pricing and underwriting opportunities based on ongoing monitoring of results

  • Build a knowledge base of competitor rating strategies and the broader competitive landscape

  • Partner cross-functionally with Underwriting, Product, Claims, and BI to drive alignment and action

  • Advance your actuarial credentials through recognized qualifications and industry research, bringing those learnings directly into your work

What you’ll need
  • 4+ years of P&C actuarial experience, preferably in personal lines pricing

  • 5 CAS exams, preferred

  • Bachelor's degree in Actuarial Science, Mathematics, Statistics, or a related field

  • Working knowledge of data science programming languages like R or Python, and proficiency in SQL

  • Familiarity with predictive modeling concepts, including GLMs, decision trees, gradient boosting machines, random forests, and clustering

  • A genuine sensitivity to model transparency and ethics

  • Excitement about learning and growing alongside AI — this isn't optional, it's how we work

  • Ability to work in a remote environment

Please note that we are unable to sponsor applicants for work visas.

Unfortunately, we cannot consider applicants from these states: Alaska, California, Colorado, Montana, Hawaii, New Mexico and Puerto Rico.

Lemonade's US base salary range for this full-time position is $125,000 - $140,000 plus equity + benefits. Our salary ranges are determined by role, level, and location. Within the range, individual pay is determined by work location and additional factors, including job-related skills, experience, and relevant education or training. Speak to your recruiter to hear more about the specific salary range for your preferred location.

||#LI-Remote||

Similar Jobs

An Hour Ago
Easy Apply
Remote
United States
Easy Apply
Mid level
Mid level
Artificial Intelligence • Fintech • Hardware • Information Technology • Sales • Software • Transportation
Designs, delivers, and measures enablement programs for Downmarket Networks and SDR teams. Gathers field intelligence, builds AI-enabled learning tools, run trainings and coaching, partners with global enablement, and ensures programs drive measurable GTM outcomes.
Top Skills: ClaudeGeminiGleanSalesforce
An Hour Ago
Remote or Hybrid
55K-75K Annually
Junior
55K-75K Annually
Junior
Artificial Intelligence • Fintech • Insurance • Marketing Tech • Software • Analytics
Handle inbound and warm sales leads for insurance, consult with customers to recommend Property & Casualty coverage, convert leads to policyholders, complete paid remote training and obtain required license, meet shift and work‑from‑home technical requirements.
Top Skills: Dsl)FiberPcWired High-Speed Internet (Cable
An Hour Ago
Easy Apply
Remote
United States
Easy Apply
Mid level
Mid level
Artificial Intelligence • Fintech • Hardware • Information Technology • Sales • Software • Transportation
Designs and delivers enablement strategy and programs for Mid-Market GTM teams. Gathers field intelligence, builds AI-enabled enablement solutions, runs large-scale training and coaching, partners with global enablement peers, and measures program impact to drive sales performance and quota attainment.
Top Skills: AIClaudeGeminiGlean

What you need to know about the Colorado Tech Scene

With a business-friendly climate and research universities like CU Boulder and Colorado State, Colorado has made a name for itself as a startup ecosystem. The state boasts a skilled workforce and high quality of life thanks to its affordable housing, vibrant cultural scene and unparalleled opportunities for outdoor recreation. Colorado is also home to the National Renewable Energy Laboratory, helping cement its status as a hub for renewable energy innovation.

Key Facts About Colorado Tech

  • Number of Tech Workers: 260,000; 8.5% of overall workforce (2024 CompTIA survey)
  • Major Tech Employers: Lockheed Martin, Century Link, Comcast, BAE Systems, Level 3
  • Key Industries: Software, artificial intelligence, aerospace, e-commerce, fintech, healthtech
  • Funding Landscape: $4.9 billion in VC funding in 2024 (Pitchbook)
  • Notable Investors: Access Venture Partners, Ridgeline Ventures, Techstars, Blackhorn Ventures
  • Research Centers and Universities: Colorado School of Mines, University of Colorado Boulder, University of Denver, Colorado State University, Mesa Laboratory, Space Science Institute, National Center for Atmospheric Research, National Renewable Energy Laboratory, Gottlieb Institute

Sign up now Access later

Create Free Account

Please log in or sign up to report this job.

Create Free Account