Underwriting Manager

We’re seeking a confident, independent underwriting leader who can blend analytical rigor with strategic thinking to guide a high-performing team and drive smart, consistent risk decisions.

You will

• Lead a team of underwriters and pre-sale coordinators; establish underwriting guidelines, workflows, and processes

• Partner with Sales & Distribution to support producer relationships.

• Collaborate with Product, Actuarial, and Operations to deliver strong, client-focused solutions

• Monitor KPIs and ensure decisions align with risk appetite

• Improve execution and efficiency across risk assessment and renewals

• Serve as the escalation point for complex cases and exceptions

• Ensure adherence to compliance and regulatory requirements

You have

• 5–7 years of insurance risk management experience

• 3–4 years in a supervisory, management, or lead role

• Experience in life or disability underwriting

• Strong knowledge of underwriting principles, risk methodologies, pricing strategies, and insurance regulations

• Ability to assess, approve, or decline complex and high-value cases

• Familiarity with underwriting software, data analysis tools, and KPI tracking (loss ratio, turnaround time, close ratio)

• Proven leadership skills, including mentoring, performance improvement, and policy development

• Excellent communication, negotiation, and cross-functional collaboration skills

• Strong analytical and strategic mindset with the ability to adjust guidelines and support innovation

• Solid understanding of regulatory standards and compliance alignment

Preferred

• Experience with Guarantee Issue Case-Level Underwriting for Individual Disability or Executive Benefit Life

LOCATION

This is a hybrid position requiring 3 days a week in a Guardian office.

Salary Range:

The salary range reflected above is a good faith estimate of base pay for the primary location of the position. The salary for this position ultimately will be determined based on the education, experience, knowledge, and abilities of the successful candidate. In addition to salary, this role may also be eligible for annual, sales, or other incentive compensation.

Our Promise

At Guardian, you’ll have the support and flexibility to achieve your professional and personal goals.  Through skill-building, leadership development and philanthropic opportunities, we provide opportunities to build communities and grow your career, surrounded by diverse colleagues with high ethical standards.

Inspire Well-Being

As part of Guardian’s Purpose – to inspire well-being – we are committed to offering contemporary, supportive, flexible, and inclusive benefits and resources to our colleagues. Explore our company benefits at www.guardianlife.com/careers/corporate/benefits. Benefits apply to full-time eligible employees. Interns are not eligible for most Company benefits.

Equal Employment Opportunity

Guardian is an equal opportunity employer. All qualified applicants will be considered for employment without regard to age, race, color, creed, religion, sex, affectional or sexual orientation, national origin, ancestry, marital status, disability, military or veteran status, or any other classification protected by applicable law.

Accommodations

Guardian is committed to providing access, equal opportunity and reasonable accommodation for individuals with disabilities in employment, its services, programs, and activities. Guardian also provides reasonable accommodations to qualified job applicants (and employees) to accommodate the individual's known limitations related to pregnancy, childbirth, or related medical conditions, unless doing so would create an undue hardship. If reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please contact [email protected]. Please note: this resource is for accommodation requests only. For all other inquires related to your application and careers at Guardian, refer to the Guardian Careers site.

Visa Sponsorship

Guardian is not currently or in the foreseeable future sponsoring employment visas. In order to be a successful applicant. you must be legally authorized to work in the United States, without the need for employer sponsorship.

Current Guardian Colleagues: Please apply through the internal Jobs Hub in Workday.