Treasury & Capital Operations

Job Title: [Senior Analyst], [Treasury & Capital Operations]

Location: Remote, US

Department: Finance

Reports To: Director of Capital Markets

The Company:

Sunbit builds financial technology for real life. Our technology eases the stress of paying for life’s expenses by giving people more options on how and when they pay. Founded in 2016, Sunbit offers a next-generation, no-fee credit card that can be managed through a powerful mobile app, as well as a point-of-sale payment option available at more than 25,000 service locations, including 1 in 2 auto dealerships, optical practices, dentist offices, veterinary clinics, and specialty healthcare services. By introducing a flexible way to pay over time, we are proud of our ability to lift up service providers and retailers while helping consumers when necessary expenses arise... regardless of whether they were expected or unexpected. Sunbit was included on the 2022 Inc. 5000 list. The financial technology company has also been named as a Most Loved Workplace®, Best Point of Sale Company, and as a Top Fintech Startup by CB Insights. We use cutting-edge innovations in financial technology to bring leading data and features that allow individuals to be qualified instantly, making purchases at the point-of-sale fast, fair and easy for consumers from all walks of life. We create value focused on our core values; we work tirelessly to ensure that Sunbit becomes available to everyone, everywhere.

Sunbit is proud to be recognized on the CB Insights List of Unicorn Companies, with a valuation of $1.1B. (https://www.cbinsights.com/research-unicorn-companies)

The Role:

Sunbit is seeking a highly motivated and hands-on [Sr. Analyst], [Treasury & Capital Operations] to assist critical capital markets funding, deal management, and reporting functions. You’ll play a key role in building and growing the treasury/operations function for Sunbit’s capital markets funding platform, enhancing funding efficiency and supporting business leaders in making data informed decisions that drive strong financial results. This high-impact, high-visibility role is at the core of our capital team, ideal for someone who thrives in dynamic environments and is passionate about building best in class processes from the ground up.

This position reports to the Director of Capital Markets and will primarily work remotely. Travel to the New York office and Los Angeles corporate headquarters will be required occasionally.

What You’ll Do:

• Deal management: Lead ongoing funding activities and satisfy reporting requirements across warehouse facilities, asset backed securities, and loan sale transactions
• Capital planning: Develop capital planning models and loan portfolio forecasts based on drivers such as warehouse facility funding and other capital markets activity
• Cash flow forecasting: Develop and maintain detailed cash flow forecasts to ensure optimal liquidity management and support strategic decision-making
• Business partnership: Serve as a key cross functional partner to finance and accounting teams through corporate forecasting exercises, management material preparation, and periodic financing facility audits
• Systems and tools: Drive implementation of additional automation and tech development in support of capital markets initiatives

What You Bring to the Table:

• Bachelor’s degree in finance, accounting, economics, math, or a related field
• 2-5+ years of experience in treasury, capital markets, or corporate finance, or a related field
• Excellent analytical and problem-solving skills, with the ability to relay complex findings to internal partners and external funding counterparties
• Experience working in a high growth environment and a track record of building forecasting and capital planning infrastructure
• Desire to own core funding and deal management processes critical to capital markets success
• Exceptional technical skills, particularly Microsoft Excel
• Strong work ethic, attention to detail, and commitment to excellence

Nice to have:

• Prior experience in structured finance and / or fixed income
• Experience working in Fintech or a loan originating platform
• Comfort working with large data sets; familiarity with SQL preferred
• Exposure to VBA / Excel macros

The Perks:

• Join one of LA’s fastest growing startups (2023), A Most Loved Workplace, #576 on the 2023 Inc 5000 list, and Forbes Fintech 50 (2024), #161 on Deloitte Technology Fast 500 list
• Mission driven + empowered + collaborative
• Competitive pay and stock options
• Unlimited PTO
• Health Insurance options including Medical, Dental, Vision, Life, EAP, FSA, & Maternity Leave
• Newly added HSA and Pet Insurance
• 401K Plan with Matching 
• Cell Phone Stipend 
• Casual Dress
• Open door policy / Open office floor plan
• Team based strategic planning + Team owned deliverables

Core Values for Success at Sunbit

• Serve others before self: You’ll collaborate across teams to make sure everyone has the tools and insights they need.
• Own the impact: Your work directly shapes Sunbit’s financial strength and future growth.
• Connect genuinely: You’ll build trust by explaining complex ideas clearly to partners and stakeholders.
• Act fast: You’ll deliver accurate forecasts and reporting on tight timelines.
• Innovate for good: You’ll use automation and new tech to make processes smarter and more efficient.