Treasury Analyst

At Tilt (formerly Empower), we see a side of people that traditional lenders miss. Our mobile-first products and machine learning-powered credit models look beyond outdated credit scores, using over 250 real-time financial signals to recognize real potential. Named among the next billion-dollar startups, we're not just changing how people access financial products — we're creating a new credit system that backs the working, whatever they're working toward.

We are seeking a detail-oriented and proactive Treasury Analyst to join our Treasury & Capital Markets team. This role will play a key part in supporting daily treasury operations, ensuring smooth execution of loan issuance, collateral management, reconciliations, and cash movements. The candidate will also serve as a primary point of communication with capital markets and cross-functional teams and support the setup of investor reporting templates.
Tilt is a remote-first company, and we drive connectivity through regular company onsites. Travel for company onsites is expected at a minimum of 2 times per year.

• Monitor and manage daily cash positions, ensuring adequate liquidity across lending and operational accounts, and optimize fund transfers and working capital allocation

• Assist with the setup, maintenance, and improvement of wire distribution instructions and related processes

• Drive process improvements across treasury operations, including automation of cash management, reporting, and reconciliation workflows

• Build and maintain treasury dashboards, financial models, and internal reports to support cash flow analysis, funding optimization, and performance tracking

• Assist in developing and executing the company’s FX hedging strategy to manage foreign currency exposure related to funding or operations

• Prepare and deliver monthly borrowing base certificates and compliance reporting, including monitoring financial and operational covenants

• Support lender relationship management by responding to inquiries, coordinating audits, and ensuring timely, accurate reporting

• 4-6 years of financial services or treasury experience; FinTech experience a huge plus

• Proactive and resourceful with strong analytical and problem-solving skills

• Continuously challenge the status quo through critical thinking and innovation

• Clear and effective communicator, both written and verbal

• Experience with Databricks, Redash, Tableau, PyCharm and Python is a plus

• Ability to self-automate using Excel Macros, SQL and VBA is required

1. Initial recruiter call: A conversation to learn about your experience and what you're looking for in your next role.

2. Hiring manager interview: A deeper discussion about your background and approach to solving challenges.

3. Skills panel: Meet with Tilt team members to discuss your expertise and problem-solving approach through real-world scenarios.

4. Leadership conversations: Conversations with our CFO and CEO to discuss our mission and how you could contribute to it (and how we can help you achieve your career goals along the way).
   

Don’t meet every qualification? We care about potential over your past. If you're bringing ambition and drive to what we're building, we want to hear from you.

• Virtual-first teamwork: The Tilt team is collaborating across 14 countries, 12 time zones, and counting. You’ll get started with a WFH office reimbursement.

• Competitive pay: We're big on potential, and it's reflected in our competitive compensation packages and generous equity.

• Complete support: Find flexible health plans at every premium level, and substantial subsidies that stand up to global standards.

• Visibility is yours: You can count on direct exposure to our leadership team — we’re a team where good ideas travel quickly.

• Paid global onsites: Magic happens IRL: we gather twice yearly to reconnect over shared meals or kayaking adventures. (We’ve visited Vail, San Diego, and Mexico City, to name a few.)

• Impact is recognized: Growth opportunities follow your contributions, not rigid promotion timelines.

We're looking for people who chase excellence and impact. Those who stand behind their work, celebrating the wins and learning from the missteps equally. We foster an environment where every voice is valued and mutual respect is non-negotiable — brilliant jerks need not apply. We're in this together, working to expand access to fair credit and prove that people are incredible. When you join us, it's not just another day at the [virtual] office, you're helping millions of hardworking people reach better financial futures.

You’re pushing ahead in your career? We can get behind that. Join us in building the credit system that people deserve.