SWIFT Payments Solutions Analyst III

Job Description
Join our dynamic team to revolutionize how technology intersects with business. Your payments skills, analytical mind, and tech-savviness will be pivotal in creating impactful solutions.
As a Solutions Analyst in Corporate Investment Bank Payments Technology, you provide functional solution and write software requirements by leveraging your payments expertise and business analysis skills. Your responsibilities will include eliciting and documenting business and functional requirements from FX Product and Business Operations, translating them into well-structured and technically feasible solutions. Your adaptability and ability to lead through change will enable you to navigate complex situations and manage dependencies effectively. With a foundation in building payment systems, you will contribute to the development of innovative modern ecosystem to process low value, and international FX payments. Your excellent communication skills, both verbal and written, will ensure clear and concise information exchange with diverse stakeholder audiences, fostering collaboration and alignment across departments.
Job responsibilities

• Elicit and document comprehensive business requirements and functional solution by engaging with product owners, business operations, and technology teams with detailed acceptance criteria
• Translate complex business requirements into well-structured technology solutions, leveraging functional and platform knowledge to optimize system performance and scalability
• Leverage AI to decompose business functions implemented in the legacy payment processing engines written in Java.
• Define system capabilities (the 'What') based on scope and elaboration with Product and Operations Partners
• Conduct in-depth payments capability analysis to identify trends, gaps, and opportunities, providing actionable insights that support decision-making and key business initiatives
• Collaborate with cross-functional teams to develop and maintain architecture designs, policies, standards, and governance processes that align technology with business strategy
• Continuously enhance technical knowledge and stay current with industry trends, ensuring the application of best practices and innovative solutions to address evolving business needs

Required qualifications, capabilities, and skills

• 5+ years of experience or equivalent expertise in payments solutions analysis, technical program delivery, or a related field
• Demonstrated proficiency in payments technology platforms, including hands-on experience with major clearing market infrastructures
• Advanced knowledge of ISO 20022 and SWIFT messaging, with experience in developing and interpreting data models
• Strong technical writing skills, with a proven track record of translating complex information into clear and concise documentation for diverse stakeholder audiences
• Strong SQL experience to query and analyze business data related to Payments domain

Preferred qualifications, capabilities, and skills

• Knowledge about High Value Payments Systems, Low Value Payments Systems, and Real Time Payment rails
• Skilled in JIRA tooling to create and manage backlog of development stories and analysis tasks
• Ability to create and review test plans and scenarios to ensure full coverage with acceptance criteria

About Us
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
About the Team
J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.