Strategic Finance Associate

About Yendo

Hi there, we're Yendo, and our vision is to empower everyday people to build a stronger financial future. In less than 2 years, we’ve saved customers over $100 million in unnecessary interest and fees.

We are using AI to unlock the $1.1 trillion in vehicle equity trapped within cars owned by Americans in the form of a high limit, standard rate credit card for those traditionally excluded from mainstream financial offerings.

Yendo Credit Cards have similar APRs to those issued for prime borrowers with no hidden fees or overdraft charges and help build their customers' credit score. Yendo's credit limits are 4x higher than cards typically available for non-prime borrowers.

Role Overview

As a Strategic Finance Associate you will play a key role in shaping financial strategy and decision-making at Yendo. You will support financial planning, forecasting, and analysis to drive business insights and operational efficiency. You will work closely with teams across Product, Growth, Capital Markets, and Operations to ensure financial alignment and support strategic initiatives.

You thrive in a fast-paced, high-growth environment and are eager to build scalable financial models, analyze key business metrics, and provide insights that drive company-wide decisions. You have a strong analytical mindset, excellent problem-solving skills, and the ability to work independently while collaborating across teams.

Responsibilities

• Assist in financial planning, forecasting, and budgeting processes to ensure alignment with company strategy.

• Support lender and investor reporting requirements, including preparing borrowing bases, collateral and servicing reports, debt covenant reports, and other ad hoc analyses.

• Develop and maintain financial models to analyze revenue, costs, and profitability.

• Provide data-driven insights to support strategic decision-making across Product, Growth, and Operations teams.

• Support capital allocation strategies, including debt financing and fundraising initiatives.

• Conduct financial analysis on unit economics, business performance trends, and operational efficiencies.

• Assist in automating and improving financial reporting processes.

• Collaborate with accounting to ensure accurate financial reporting and variance analysis.

• Support investor communications and ad hoc financial analysis as needed.

What You’ll Need

• 3+ years of experience in FP&A, strategic finance, capital markets, or a related role, ideally in fintech or high-growth tech environments.

• Strong financial modeling and analytical skills with a deep understanding of lender reporting, investor reporting, forecasting, budgeting, and KPI tracking.

• Experience in a lending, consumer finance, or credit-focused business is a plus.

• Familiarity with capital markets, debt financing, and investor reporting.

• A proactive, strategic mindset with a bias for action and problem-solving.

• Ability to communicate complex financial data to non-finance stakeholders in a clear and compelling way.

• High attention to detail and the ability to operate in a fast-moving, dynamic environment.

• Proficiency in financial tools such as NetSuite, Metabase, and Excel (or SQL for deeper data insights).

Why Join Us

🤝 You can make a real impact on the lives of our customers.

💳 100 million Americans lack access to sustainable credit and are forced to use predatory loans. Think 500%+ APR alternative financing options such as Auto Title, Payday, Pawn, and Personal Loans. Each year almost 25% of adults are excluded from the mainstream credit system, severely inhibiting their chances of accessing affordable borrowing, getting a mortgage, or even an auto loan.

👨‍💼 Our executive team has multiple exits under their belts, having founded $100M+ revenue companies. Additionally, many executives have held leadership roles at public companies and unicorn startups alike.

🧠 We are backed by leading VCs, accomplished entrepreneurs, respected philanthropists, and founders from across the U.S. Our backers are the minds and investors behind the success of the Apple Card, Brex, Dave, Scribd, Parse, Canva, Robinhood, Flexport, Gusto, Reddit, Notion, LinkedIn, among others.

Stage: Series B

Yendo is based in Dallas, Texas with a nationwide team. This role is in our office in the Deep Ellum area of Dallas.

💰Competitive Compensation

📈Equity

🍎Insurance

📊 401K

🏝Unlimited PTO

Yendo’s core values

1. Our customers are our compass - We prioritize our customers' needs in every decision, guiding our work to solve real problems and create meaningful solutions. We make a positive impact by enhancing their experiences and addressing what truly matters to them.

2. Trust is earned, not assumed - We communicate openly, honestly, and with humility, earning trust through integrity and clarity in all interactions. By prioritizing straightforward communication and actions, we build strong relationships and ensure our intentions are always understood.

3. Diverse perspectives, stronger outcomes - We serve diverse customers and believe that different perspectives make us stronger. Committed to equity, we value each team member, ensuring all voices are heard and respected. By fostering an inclusive culture, we empower fair and meaningful contributions to drive our success.

4. Embrace Growth Together - We are drivers, we move with urgency, and we strive for excellence in everything we do. Our customers deserve the best, so we hold ourselves accountable to high standards. Through proactive ownership, thoughtful execution, and a commitment to bettering ourselves and our work every day, we deliver results that make a lasting impact.

5. Own every outcome - Rooted in expertise and creativity, innovation is at our core. We challenge norms, push past limitations, and seek to redefine boundaries. Yesterday’s plan may be outdated given today’s information and by questioning assumptions and challenging one another, we stay agile and open-minded, turning every situation into an opportunity to delight our customers.

6. Courage to challenge - Low ego, coaching, and mutual respect are the foundation of our teamwork. We empower each other and solve problems collaboratively without blame, creating a space for everyone to thrive and contribute to our collective success.