Staff Product Manager, Square Banking

Since we opened our doors in 2009, the world of commerce has evolved immensely, and so has Square. After enabling anyone to take payments and never miss a sale, we saw sellers stymied by disparate, outmoded products and tools that wouldn't work together.
So we expanded into software and started building integrated, omnichannel solutions - to help sellers sell online, manage inventory, offer buy now, pay later functionality, book appointments, engage loyal buyers, and hire and pay staff. Across it all, we've embedded financial services tools at the point of sale, so merchants can access a business loan and manage their cash flow in one place. Afterpay furthers our goal to provide omnichannel tools that unlock meaningful value and growth, enabling sellers to capture the next generation shopper, increase order sizes, and compete at a larger scale.
Today, we are a partner to sellers of all sizes - large, enterprise-scale businesses with complex operations, sellers just starting, as well as merchants who began selling with Square and have grown larger over time. As our sellers grow, so do our solutions. There is a massive opportunity in front of us. We're building a significant, meaningful, and lasting business, and we are helping sellers worldwide do the same.
The Role
The Square Banking team is on a mission to solve the top reason small businesses fail: cash flow challenges. Despite their critical role in the economy, small businesses are systematically underserved by traditional banks. Square Banking is changing this by making it radically easier to open an account, access capital, and manage money.
As the Staff Product Manager for Square Banking, you will lead our strategic initiative to make Square Banking the obvious cash flow home for Square sellers. You'll dramatically increase the number of sellers who use Square Banking products by thinking deeply about how to solve their cash flow needs.
You will:

• Own and drive Square Banking's north star metric of banking attach rate
• Lead the strategy and execution of new feature development and ecosystem integrations
• Build and execute a multi-product growth strategy across Square's checking, savings, and lending products
• Drive alignment across multiple organizations including Risk, Identity, Growth, and Banking teams to create a remarkable customer experience
• Partner without bank partners to evolve our customer identification and onboarding approaches
• Use data to deeply understand conversion drivers and develop experimental frameworks to systematically improve acquisition and activation metrics
• Influence key stakeholders throughout Block to align objectives, resources, and prioritization across multiple organizations
• Lead multiple engineering teams across different domains while maintaining high quality standards
• Coach and mentor other PMs in the organization

You have:

• 12+ years of product management experience
• Track record of leading complex, multi-quarter initiatives that span multiple organizations
• Experience scaling financial products and driving significant user growth
• Strong technical background with ability to lead architectural discussions about complex financial systems
• Excellence in stakeholder management and cross-functional leadership
• Deep understanding of financial services regulations and compliance requirements
• Experience with risk management in regulated environments

We're working to build a more inclusive economy where our customers have equal access to opportunity, and we strive to live by these same values in building our workplace. Block is an equal opportunity employer evaluating all employees and job applicants without regard to identity or any legally protected class. We also consider qualified applicants with criminal histories for employment on our team, and always assess candidates on an individualized basis.
We believe in being fair, and are committed to an inclusive interview experience, including providing reasonable accommodations to disabled applicants throughout the recruitment process. We encourage applicants to share any needed accommodations with their recruiter, who will treat these requests as confidentially as possible. Want to learn more about what we're doing to build a workplace that is fair and square? Check out our I+D page .
Block will consider qualified applicants with arrest or conviction records for employment in accordance with state and local laws and "fair chance" ordinances.
Block takes a market-based approach to pay, and pay may vary depending on your location. U.S. locations are categorized into one of four zones based on a cost of labor index for that geographic area. The successful candidate's starting pay will be determined based on job-related skills, experience, qualifications, work location, and market conditions. These ranges may be modified in the future.
To find a location's zone designation, please refer to this resource . If a location of interest is not listed, please speak with a recruiter for additional information.
Zone A:
$239,600 - $359,400 USD
Zone B:
$239,600 - $359,400 USD
Zone C:
$239,600 - $359,400 USD
Zone D:
$239,600 - $359,400 USD
Every benefit we offer is designed with one goal: empowering you to do the best work of your career while building the life you want. Remote work, medical insurance, flexible time off, retirement savings plans, and modern family planning are just some of our offering. Check out our other benefits at Block.
Block, Inc. (NYSE: XYZ) builds technology to increase access to the global economy. Each of our brands unlocks different aspects of the economy for more people. Square makes commerce and financial services accessible to sellers. Cash App is the easy way to spend, send, and store money. Afterpay is transforming the way customers manage their spending over time. TIDAL is a music platform that empowers artists to thrive as entrepreneurs. Bitkey is a simple self-custody wallet built for bitcoin. Proto is a suite of bitcoin mining products and services. Together, we're helping build a financial system that is open to everyone.