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The Staff AML First Line of Defense Specialist will enhance and implement AML policies, analyze data for risk management, and collaborate cross-functionally to ensure compliance.
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Who we are:
Shape a brighter financial future with us.
Together with our members, we’re changing the way people think about and interact with personal finance.
We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.
The role:
The Staff Anti-Money Laundering Line of Defense Specialist will play a crucial role in safeguarding SoFi by ensuring effective implementation of Anti-Money Laundering (AML) and Sanctions policies across the business. This dynamic position sits within the Member Business Unit reporting to the AML First Line of Defense Lead, and offers the opportunity to collaborate with teams across SoFi, driving both compliance and innovation to ensure each business meets regulatory requirements. If you're passionate about protecting financial integrity and building innovative, technology-driven risk management solutions, this role is for you!
What you’ll do:
Program Execution & Risk Mitigation
- Direct the alignment and enhancement of SoFi’s AML program implementation into the first line of defense across SoFi’s businesses, including:
- Owning technical aspects of AML models in the first line of defense
- Supporting the effective implementation of customer and transaction monitoring systems and escalation processes.
- Support the creation and execution of first line AML metrics
- Lead the response to internal audits, independent compliance testing, regulatory exams, and risk assessments, ensuring SoFi’s preparedness and regulatory compliance.
Cross-Functional Partnership & Influence
- Act as a key data liaison between Compliance, Risk, Engineering, Product, Design, and Operations to drive front line AML program enhancements, focusing on accurate and complete capturing of customer data, business strategies to mitigate AML risk, and prioritization of innovative technology-driven compliance solutions.
- Use data to identify, track, and mitigate emerging AML risks
- Drive the data sourcing and analysis for the Annual AML Risk Assessment.
Strategic Leadership & Oversight
- Support SoFi’s businesses to effectively implement AML policies, embedding compliance into business processes and technology.
- Align with stakeholders to develop and implement quarterly and annual objectives, as well as reporting to measure and improve performance
- Support leadership on emerging AML risks and industry best practices to proactively shape SoFi’s compliance strategy.
- Foster a strong risk culture by educating senior business leaders and product teams on AML priorities using data.
- Run at problems and create mitigation plans prior to them becoming high risk issues.
What you’ll need:
- 8+ years of experience in risk management, business operations, technology, strategy, consulting, or similar roles
- Experience working with or within a regulated financial institution, with specific experience developing and implementing an AML program
- Experience working with technical teams
- Data-driven, able to analyze data with strong attention to detail and accuracy, and passionate about telling the story behind the numbers
- Ability to run complex data queries and make results digestible by non technical individuals
- Strong management, organizational, and evaluative process skills; ability to analyze complex organizational and technical issues and drive process improvements
- Experience with AML Models
- Effective negotiation and influencing skills, including strong written and verbal communication and presentation skills.
- Comfort working in a high growth, constantly changing environment
Nice to have:
- Experience with Snowflake
- Experience with Tableau
- CAMS/CFE certification preferred (or willingness to become certified within one year of start date)
Compensation and Benefits
The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.
To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!
SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.The Company hires the best qualified candidate for the job, without regard to protected characteristics.Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.New York applicants: Notice of Employee RightsSoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.Internal Employees
If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.
Top Skills
Aml
Snowflake
Tableau
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