Credit Acceptance is proud to be an award-winning company with local and national workplace recognition in multiple categories! Our world-class culture is shaped by dedicated Team Members who share a drive to succeed as professionals and together as a company. A great product, amazing people and our stable financial history have made us one of the largest used car finance companies nationally.
Our Engineering and Analytics Team Members utilize the latest technology to develop, monitor, and maintain complex practices that help optimize our success. Our Team Members value being challenged, are encouraged to express their ideas, and have the flexibility to enjoy work life balance. We build intrinsic value by partnering with all functions of our business to support their success and make strategic business decisions. We focus on professional development and continuous improvement while enjoying a casual work environment and Great Place to Work culture!
Outcomes and Activities:
- This position will work from home; occasional planned travel to an assigned Southfield, Michigan office location may be required. However, this position is permitted to work at a Southfield, Michigan office location if requested by the team member.
- Develop and maintain data pipelines for batch and streaming architectures, focusing on data quality, reliability, and scalability.
- Collaborate with team members to implement data integration strategies based on stakeholder requirements.
- Design data solutions for end users based on happy path analysis to ensure each type of user is consuming data in a meaningful and insightful way
- Write unit tests and validate software to meet acceptance criteria.
- Follow team coding, documentation, and testing standards.
- Participate in impact analysis for changes across applications.
- Learn business processes to help align technical solutions with business needs.
- Experiment with new ideas and technologies under guidance from senior engineers.
- Participate in code reviews and communicate application changes.
- Document code and projects for maintainability and support.
- Troubleshoot production issues and assist in proposing solutions.
- Contribute to sprint commitments and participate in Agile practices.
- Engage in continuous learning to improve technical and domain knowledge.
Competencies: The following items detail how you will be successful in this role.
- Customer Empathy: Customer Empathy is the ability to understand the perspectives, pain points, and experiences of customers. It involves actively putting oneself in the customer’s shoes, comprehending their needs and challenges, and using that understanding to provide a better, more customer-centric experience.
- Engineering Excellence: Engineering Excellence is about bringing great craftsmanship and thought leadership to deliver an outstanding product that delights customers and solves for the business. This involves the pursuit and achievement of high standards, best practices, innovation, and superior solutions.
- One Team: A One Team mindset refers to a collaborative approach across the organization, where individuals work together seamlessly, without boundaries, as a single, cohesive team. Shared goals, open communication and mutual support create a sense of collective purpose. This enables teams to navigate challenges and pursue shared objectives more effectively.
- Owner’s Mindset: Owner’s Mindset involves adopting a set of behaviors that reflect a sense of responsibility, accountability, strategic thinking, and a proactive approach to managing your domain. As an owner, you understand the business and your domain(s) deeply and solve for the right outcome for the domain(s) and the business.
Requirements:
- Bachelor’s degree in Computer Science, Information Systems, or related field; or equivalent work experience.
- 2+ years of software engineering experience, preferably with exposure to cloud data platforms.
- Proficiency in programming (Python, SQL, etc.), data modeling, and database management (SQL/NoSQL).
- Ability to process structured, semi-structured (e.g., JSON, Parquet), and unstructured data (e.g., logs, text).
- Experience with Agile/SCRUM or Waterfall methodologies.
- Familiarity with designing batch and streaming data pipelines.
- Understanding of data modeling and schema design principles.
- Awareness of data governance and quality frameworks.
- Experience working on enterprise-class applications is a plus.
Preferred:
- Experience with Apache Spark or similar technologies.
- Exposure to Databricks, AWS data services, or other cloud platforms.
- Familiarity with CI/CD pipelines, automated testing, and code quality tools.
- Experience with orchestration frameworks such as Airflow or dbt.
- Financial services or FinTech industry experience is a plus.
- Power BI, or similar BI tools, with experience in semantic layer creation
Knowledge and Skills:
- Ability to contribute to large-scale data projects with guidance.
- Awareness of performance, data quality, and edge cases.
- Willingness to learn from and collaborate with senior engineers.
- Openness to new ideas and continuous improvement.
- Strong communication skills, both verbal and written.
Target Compensation: A competitive base salary range from $105,602 - $154,883. This position is eligible for an annual variable cash bonus, between 7.5 - 15%. Bonus amounts are based on individual performance. Final compensation within the range is influenced by many factors including role-specific skills, depth and experience level, industry background, relevant education and certifications.
Candidates who reside in the following major metropolitan areas may be eligible for a premium on top of the posted range based on their specific zone: San Francisco, Seattle, Boston, New York City, Los Angeles and San Diego.
This position is not currently open to individuals who require sponsorship now or in the future to work legally for Credit Acceptance, such as H-1b / H-4 or F-1 OPT visa holders.
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Benefits
- Excellent benefits package that includes 401(K) match, adoption assistance, parental leave, tuition reimbursement, comprehensive medical/ dental/vision and many nonstandard benefits that make us a Great Place to Work
Our Company Values:
To be successful in this role, Team Members need to be:
- Positive by maintaining resiliency and focusing on solutions
- Respectful by collaborating and actively listening
- Insightful by cultivating innovation, accumulating business and role specific knowledge, demonstrating self-awareness and making quality decisions
- Direct by effectively communicating and conveying courage
- Earnest by taking accountability, applying feedback and effectively planning and priority setting
Expectations:
- Remain compliant with our policies processes and legal guidelines
- All other duties as assigned
- Attendance as required by department
Advice!
We understand that your career search may look different than others. Our hiring team wants to make sure that this would be a fit not just for us, but for you long term. If you are actively looking or starting to explore new opportunities, send us your application!
P.S.
We have great details around our stats, success, history and more. We’re proud of our culture and are happy to share why – let’s talk!
Required degrees must have been earned at institutions of Higher Education which are accredited by the Council for Higher Education Accreditation or equivalent.
Credit Acceptance is dedicated to providing a safe and inclusive working environment for all. As part of our Culture of Compliance, we are proud to be an Equal Opportunity Employer and value our culturally diverse workforce. All qualified applicants will receive consideration for employment regardless of the person’s age, race, color, religion, sex, gender, sexual orientation, gender identity, national origin, veteran or disability status, criminal history, or any other legally protected characteristic.
California Residents: Please click here for the California Consumer Privacy Act (CCPA) notice regarding the personal information Credit Acceptance may collect from you.
Play the video below to learn more about our Company culture.
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