Sr. Underwriting Consultant (Individual Life)

At OneAmerica Financial, our purpose is to create more certainty for our customers that leads to better moments, every day. Our commitment is to advance stability and growth in every solution and relationship.  We deliver financial strength that builds for generations, and we are always aspiring, looking ahead, and collaborating to achieve more, together.  Come be a part of this journey with us as we champion lives!

The Sr. Underwriting Consultant is responsible for evaluating and classifying risk for Life & Long-Term Care hybrid products.  This role ensures compliance with underwriting guidelines and procedures, aligning decisions with mortality and morbidity pricing standards.  The Underwriting Consultant also holds authority to postpone, decline or apply substandard ratings within defined approval limits.

• Evaluate risks in accordance with established underwriting guidelines
• Process cases using internal operating systems
• Validate underwriting decisions with internal and external partners
• Ensure adherence to published procedures and compliance standards
• Participate in ongoing professional development and continuing education
• Represent the company at industry events
• Collaborate effectively in a team environment
• Mentor and consult with junior underwriting staff

What you will need:

• Bachelor’s degree in a related field preferred
  • High School Diploma or equivalent required
• Minimum of 5 years of Individual Life underwriting experience required
  • Experience with underwriting LTC products ideal, but not required
• Advanced knowledge of Life and LTC hybrid products preferred
• Strong analytical and decision-making skills
• Excellent communication and mentoring abilities

Salary Band: 06B

#LI-SH1

This selected candidate will be expected to work remote. The candidate will also be expected to physically return to the office in CA, IN or ME as business needs dictate or for team-building and collaboration.

If you are offered and accept this position, please be advised that OneAmerica Financial does not have any offices located in the State of New York and OneAmerica Financial associates are not permitted to work remotely in the State of New York. 

Disclaimer:  OneAmerica Financial is an equal opportunity employer and strictly prohibits unlawful discrimination based upon an individual’s race, color, religion, gender, sexual orientation, gender identity/expression, national origin/ancestry, age, mental/physical disability, medical condition, marital status, veteran status, or any other characteristic protected by law.

For all positions:

Because this position is regulated by the Violent Crime Control and Law Enforcement Act, if an offer is made, applicants must undergo mandated background checks as a condition of employment. Such background checks include criminal history. A conviction is not necessarily an absolute bar to employment. Consistent with applicable regulatory guidelines and law, factors such as the age of the offense, evidence of rehabilitation, seriousness of violation, and job relatedness are considered.

To learn more about our products, services, and the companies of OneAmerica Financial, visit oneamerica.com/companies.