Senior Insurance Product Analyst

At Obie, we don’t just insure properties — we ensure progress. With advanced technology, real-time data, and a vast network of agents and partners, we help real estate investors and landlords get insurance coverage whenever and wherever they need it. Thousands of owners nationwide trust us to be the insurance experts, so they don’t have to be.

Joining our team means embracing a fast-moving environment driven by innovation, collaboration, and constant progress. We learn quickly, iterate often, and celebrate wins together. If you're passionate about driving change and eager to impact the real estate and insurance market, Obie is the place for you.

Our Chicago based employees are hybrid, and expected to be in office on Tuesdays and Thursdays.

While Obie does offer fully remote opportunities for those outside of Chicagoland, we are only currently hiring in the following states: AZ, FL, GA, IL, IN, LA, MA, MI, MO, NH, NJ, NC, OH, PA, SC, SD, TN, TX, UT, WI

Brief Summary of Role
We are seeking a strong individual contributor to join our growing insurance product team as an Insurance Sr Product Analyst focused on developing and executing strategic plans for profitable growth.

Those successful in this role will have a strong knowledge in the property insurance space, a passion for delivering new products, and utilizing insurance expertise to solve challenges. Additionally, you’ll be self-motivated and directed. An ability to collaborate is a must, but you will be autonomous and expected to succeed without heavy direction and being an expert.

What you'll Do

• Assist the insurance product managers in developing and implementing rate revisions, state expansion, and product development plans that enable Obie to meet our goals.
• Leverage analytical and communication skills to collaborate across teams to develop insurance products and services.
• Assist in completing competitive market analysis including forms comparison, product offerings and comparisons, and monitoring competitor state changes.
• Improve the products using contract language, underwriting guidelines and manuals, and technology enhancements.
• Partner closely with Technology Product and Engineering teams to articulate, develop, and validate technology features and enhancements.
• Use customer and data insights from the market, our sales funnel, competitors, and claims to inform insurance product development.
• Enhance tools, processes, and frameworks to bring insurance products to market.
  

What you'll Bring

• 3+ years working in a property insurance product management role.
• We are looking for someone who has experience with several of the following:
• • Rate indication analysis, competitive monitoring, forms development, underwriting knowledge, business case development, start-ups, MGA’s, and non-admitted lines.
• Knowledge of insurance product management principles, frameworks, and best practices.
• Experience researching competitor products, developing and enhancing product/contract language and underwriting guidelines.
• Ability to conduct quantitative and qualitative analysis to evaluate performance across various products and segments.
• Strong communication and project management skills, and the ability to collaborate effectively with people at all levels across the company.
• Ability to succinctly communicate results and recommendations to leadership.
• Ability to explain business logic to technical and non-technical team members.
• Positive “can do” attitude and a desire to contribute to a growing, energetic work environment.
• Detail oriented with the ability to prioritize competing demands and manage time effectively.
  

Interview Process

At Obie, transparency is core to our interview process. We focus on open communication and a positive experience; no trick questions—just honest conversations about your skills and aspirations. To help you prepare, please familiarize yourself with these resources before moving forward:

• Our company’s blog to learn more about the market we serve and the information our customers value.
• Check out our LinkedIn to see how people interact with our brand and product.
• Press and podcast features like Inc. 5000, TechCrunch, Innovate State, Uncontested Investing Podcast, Insurtech Amplified Podcast

1. Meet us and get to know Obie
   You'll first talk to Skylar on a 30-minute call to determine whether we’re a good fit for one another. You’ll learn more about Obie and have the chance to ask about our company, team, culture, and product.
2. Meet the hiring manager
   Next, you'll have a 45-minute video interview with the hiring manager, Judson Taylor, to assess your technical skills for the role.
3. Complete a Project Exercise
   This role requires strong planning, collaboration, and leadership skills, so we’ll ask you to complete a short exercise. You can take your time and use the resources available. We’ll assess your problem-solving abilities, writing skills, empathy, demeanor, and how well you apply key project management strategies. More details will come when you reach this step!
4. Meet the Team
   Since you'll be joining a close-knit team, we'll ask you to meet other people in the company so we get to know each other a bit better
   

Moving Forward with Obie

Obie is leading the future of real estate investment protection, securing over $25 billion in coverage for thousands of policyholders nationwide. Backed by $39 million in funding and recognized as a top workplace by Built In and Inc., we’re committed to driving progress for our customers and team. Through advanced digital tools, a trusted agent network, and strategic partnerships, Obie provides real estate investors the insurance coverage they need to move forward confidently.

Obie has you Covered

Being in the insurance industry, we understand the importance of comprehensive benefits for you and your family. These are just some of the benefits and perks we provide:

• Comprehensive health, dental, vision and life insurance
• Flexible paid time off
• Retirement savings plan with company match

Obie values transparency and data driven decision making, enabling us to have a consistent and equitable approach to compensation. We are informed by a benchmarking tool which provides real time compensation data allowing us to regularly check our salary ranges against other venture backed companies and startups within our industry. We've provided the full base salary range for this role below, but please note that we typically target the mid point of the salary range to allow room for growth within the role. Your salary is dependent upon many factors, including years of relevant experience, expertise, etc.

During your first interview, you can expect to have an open conversation with your recruiter regarding your compensation expectations.