Risk Management - Auto Risk Insights - Senior Associate

Job Description
Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.
As the Sr Associate for Auto Risk Insights in the Consumer & Community Banking (CCB), you will play a pivotal role in building a comprehensive data-driven narrative for the status of the Auto market and the positioning of our current lending portfolio with respect to competitors. As our team expands to explore and establish new partnerships with Original Equipment Manufacturers (OEMs), you will play a key role in evaluating the collateral value risk associated with our growing portfolio by conducting thorough risk assessments and analyzing market trends. You will be responsible for internal and external data exploration, developing comprehensive analytics, and supporting various key initiatives to evolve our policies and reporting. You will leverage large amounts of data to produce actionable insights the lead to strategic business decision and provide a point of view to senior leadership including the Chief Risk Officer (CRO) and functional leads. You will excel at creative thinking and problem solving; be self-motivated, confident and ready to work in a fast-paced, energetic environment, interacting with multiple stakeholders across different functions.
Job Responsibilities

• Expanding analytic and data capability for Auto retail and Dealer Commercial Service (DCS) customers
• Create a credit risk point of view that captures the dynamics of the Auto market, its lending business and the health of our portfolio
• Conduct deep dive exercises related to the Auto business and provide value to proactive strategies impacting the business spanning across origination, servicing, and default management
• Provide analytic support and timely reporting for the successful implementation of strategic business decisions
• Evaluate and manage collateral value risk as we grow our portfolio through new OEM partnerships, maintaining high standards of risk assessment
• Partner with X-LOB risk functions in understanding key position, risk and strategy changes
• Provide accurate and concise results and presents findings, recommendations, and other relevant materials to senior management
• Will be expected to work with minimal supervision and multitask on several projects and processes

Required qualifications, capabilities, and skills

• Minimum Bachelor's degree in a quantitative or business discipline from an accredited college/university required
• Minimum 3 years of data analytics experience
• Experience in writing advanced SQL queries. Experience with one or more of the following programming languages and tools: Python, Spark, Alteryx, or Tableau
• Highly proficient in Microsoft Office suite of products
• Experience in financial institutions with consumer lending products (e.g. Card, Auto loan, Mortgage)
• Strong analytical and quantitative skills, critical thinking, investigative problem-solving and decision making talents
• Project Management Skills -- Ability to work with minimal supervision with high attention to detail. Well-organized, structured approach. Ability to achieve tight timelines on complex deliverables
• Strong communication and interpersonal skills, ability to interact with individuals across departments / functions and with senior-level individuals
• Presentation skills - Ability to synthesize vast amount of data and analytics to tell a clear and compelling story with prior experience in communicating to senior leaders of an organization

Preferred qualifications, capabilities, and skills

• Advanced degree is preferred
• Experience in Credit Risk management
• Knowledge of the US Auto market, its relevant metrics and dynamics

About Us
Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
Equal Opportunity Employer/Disability/Veterans
About the Team
Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.
Risk Management helps the firm understand, manage and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country-specific risk, understanding regulatory changes and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment.