Regional Consumer Lender

Join TBK Bank!

At TBK Bank, a subsidiary of Triumph, we're a team of passionate, driven, collaborative, solutions-minded people who want to make a difference in the lives of our customers and communities. Our mission is to do well and to do good at the same time. We accomplish this by working together, because at the end of the day, TBK means striving for excellence, while delivering with humility. We thrive on providing exceptional customer service, and we look for friendly professionals dedicated to helping customers achieve their financial goals.

The Regional Consumer Lender receives and reviews applications for consumer credit. They meet with applicants to explain credit policy and to obtain information for loan documentation.  Assure that loan applications meet established lending criteria.

Essential duties and responsibilities include the following. Other duties may be assigned.

• Interviews applicant and requests specified information for loan application.
• Requests applicant credit reports, background checks, reference checks, and other information pertinent to loan applicant's evaluation.
• Corresponds with or interviews applicant or creditors to resolve questions regarding application information.
• Facilitates negotiation of loan structure with applicant, including fees, loan repayment options, and other credit terms.
• Completes lien or other searches for loans to be collateralized.
• Orders Evaluations/Appraisals through the Appraisal Department.
• Order title insurance and collateral insurance on approved loans.
• Reviews loan file for completeness and request loan documents.
• Forwards completed loan files to Consumer Underwriter for approval.
• Forwards loan files to Consumer Processors for loan documents.
• Ensures loan agreements are complete and accurate according to policy.
• Meets with customers to explain all pertinent information in the closing documents, obtains signatures, and coordinates loan funding.
• Monitor loan portfolio and follow-up on delinquent payments and document collection efforts in Premier Collection when appropriate.
• Prepares miscellaneous correspondence and reports.
• Promotes and cross-sells other establishment products and services as appropriate to customer requirements.
• Keeps abreast of loan regulations and compliance issues through formal and informal training.
• Adhere to Triumph’s core values

• Consumer Lending preferred but not required
• Basic understanding of Microsoft Excel and Microsoft Word
• Experience in Navigator and Director software preferred
• Detail Orientated
• Customer Service Experience
• Banking Experience preferred

Compensation Range

We offer Medical, Dental, Vision, Paid Time Off, 401k and much more.