Product Manager, Credit Insights

OnePay is a consumer financial services app with an exceedingly simple mission: to help people achieve financial progress.

Tens of millions of Americans today are unbanked or underbanked, meaning they don’t have enough money in savings to cover a minor emergency. They pay too much in fees, don’t have access to credit at affordable rates, and have little ability to grow their wealth. OnePay’s vision is to create a single app for consumers to save, spend, borrow, and grow their money, bringing our mission to life with simple and accessible banking, credit, and payments products that deliver a best-in-class experience to millions of customers. Our products include:

• Checking and high-yield savings accounts

• Domestic and international peer-to-peer payments

• Credit Builder and credit score monitoring

• Digital wallet / contactless payment solutions

• Buy-now-pay-later installment loans at Walmart

Why do we have a right to win? We have the backing of Walmart (a Fortune 1) and Ribbit Capital (a preeminent fintech investor), are deeply embedded with the distribution of the world’s largest omnichannel retailer, and have an industry-leading multi-product value proposition — all in addition to having some of the best people and talent in the industry.

There’s never been a better time to build a category-defining business and there has rarely been a team better positioned for the opportunity. Join us!

As our Product Manager for Credit Insights at OnePay, you will have a direct impact on our credit score monitoring business. You’re responsible for owning and improving our existing credit score product, while ensuring it delivers a seamless customer experience. This work will directly help millions of users understand and grow their credit, and financial health!

• Own and run the Credit Score Monitoring product end-to-end, iterating to drive engagement and adoption

• Partner with design and UX teams to deliver intuitive, customer-centric experiences

• Collaborate with marketing, engineering, and cross-functional stakeholders to align on roadmap and execution

• Monitor product performance, analyze data, and prioritize improvements to maximize customer and business outcomes

• Stay current on trends in credit score monitoring and the competitive landscape to inform our product strategy

• 7–10 years of product management experience, ideally in B2C fintech

• Direct experience working on credit score monitoring products

• Strong execution and ownership mindset, with ability to run and improve existing products

• Proven track record collaborating with design and UX teams to deliver strong customer experiences

• Comfortable analyzing product performance metrics and iterating to improve engagement and outcomes

• Strong cross-functional communication skills, able to partner with engineering, design, and marketing

• Experience in secured credit card or credit-building loan products a plus (not required)

• Familiarity with financial systems or lending backends a nice-to-have but not essential

• Drive and proactivity - everyone here is a builder and executor

• Competitive base salary, stock options, and health benefits from Day 1

• 401(k) plan with company match

• Remote-friendly (US), flexible time off (FTO), and opportunities for growth

• A high-growth, mission-driven, inclusive culture where your work has real impact

• Initial Interview with Talent Partner

• Technical or Hiring Manager Interview

• Team Interview

• Executive Interview

• Offer!

To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at [email protected].