PBM Underwriting Manager - Remote

Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health optimization on a global scale. Join us to start Caring. Connecting. Growing together.
We are seeking an experienced Underwriting Manager with strong client-facing skills to lead underwriting operations and ensure sound risk assessment practices. This role requires a strategic thinker who can balance risk management with business growth, while maintaining excellent relationships with clients and internal stakeholders.
You'll enjoy the flexibility to work remotely * from anywhere within the U.S. as you take on some tough challenges. For all hires in the Minneapolis or Washington, D.C. area, you will be required to work in the office a minimum of four days per week.
Primary Responsibilities:

• Lead and manage underwriting team to ensure accurate risk evaluation and adherence to company guidelines
• Serve as primary client-facing contact for underwriting-related discussions, providing clear communication and professional guidance
• Review and approve complex cases, ensuring compliance with regulatory and internal standards
• Collaborate with sales, finance, and operations teams to support business objectives and deliver exceptional client experiences
• Analyze financial and risk data to develop underwriting strategies that align with profitability goals
• Train and mentor team members, fostering professional development and continuous improvement
• Monitor industry trends and regulatory changes to maintain competitive and compliant underwriting practices

You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.
Required Qualifications:

• Bachelor's degree in Finance, Business, Economics, or related field
• 3+ years of underwriting experience, preferably in [insert industry: insurance, lending, etc.]
• 3+ years of experience in finance and risk analysis

Preferred Qualifications:

• Proficiency in underwriting systems and financial modeling tools
• Proven excellent communication and presentation skills for client interactions
• Proven solid analytical and decision-making abilities
  Proven leadership experience with proven ability to manage and develop teams
• Proven ability to thrive in a fast-paced, client-focused environment
• Proven solid negotiation and relationship-building skills
• Proven detail-oriented with a commitment to accuracy and compliance

*All employees working remotely will be required to adhere to UnitedHealth Group's Telecommuter Policy
Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with us, you'll find a far-reaching choice of benefits and incentives. The salary for this role will range from $91,700 to $163,700 annually based on full-time employment. We comply with all minimum wage laws as applicable.
Application Deadline: This will be posted for a minimum of 2 business days or until a sufficient candidate pool has been collected. Job posting may come down early due to volume of applicants.
At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone-of every race, gender, sexuality, age, location and income-deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission.
UnitedHealth Group is an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations.
UnitedHealth Group is a drug - free workplace. Candidates are required to pass a drug test before beginning employment.