Payment Operations Risk & Controls Senior Product Specialist

Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.

More about our mission and what we offer.

The Payment Operations Risk & Controls Senior Specialist at Wise is responsible for identifying and managing operational risks and controls within the Payment Operations team. This role involves collaborating with various teams, including operational, product, compliance, and risk teams, to assess, mitigate, and monitor risks. The specialist will focus on driving a risk-aware culture, ensuring compliance with regulatory requirements, and enhancing risk management processes across the organization. The position requires a strategic mindset, strong communication skills, and the ability to work effectively under pressure.

Responsibilities:

• Help teams analyze new and existing products and operational processes, assessing risks and working with stakeholders to reduce risks to acceptable level;

• Proactively identify risks, inefficiencies, and improvement opportunities, and initiating strategic projects to address them.

• Independently execute various risk-related tasks, such as monitoring controls, conducting risk assessments, analyzing data, and investigating potential issues.

• Assess and test existing controls, working with stakeholders to improve existing controls and implement new ones;

• Ensure compliance with Regulation E in Payment Operations. Supporting the operational teams on how to interpret regulatory requirements, improving processes and our product to avoid regulatory breaches and/or incidents.

• Drive risk awareness across Payment Operations and ensuring alignment across the whole organization. Promoting and helping embed a strong risk culture, making risk meaningful and relevant to everyone at Wise.

• Work cross functionally with various other teams in Wise, including Group Risk, Compliance, Product, Finance, Treasury;

• Drive risk mitigation projects and ensure their timely completion. Ownership of issue remediation activities using our risk management tool (Audit Board) to ensure appropriate risk focused prioritization.

• Perform monitoring routines over various topics, reporting the results.

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

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