Loan Review Senior Consultant

At Wipfli, people count.
At Wipfli, our people are core to everything we do-the catalyst behind our ability to create exceptional impact and extraordinary results.
We believe in flexibility. We focus on relationships. We encourage each individual to follow their own path.
People truly matter and they feel it. For those looking to make a difference and find a professional home, Wipfli offers a career-defining opportunity.
This role requires a hybrid work arrangement. At Wipfli, hybrid is defined as associates regularly work in a Wipfli office, from home and at client sites. The client sites can vary locally, regionally, or nationally depending on the industry alignment. Note that scheduled meetings at the client and in the office will require in-person attendance.
This position has the opportunity to be remote, hybrid, or in person. About 20% travel to client locations within the U.S. is required.
Responsibilities:

• Review sample of commercial loans to ensure acceptable credit standards are maintained and loans conform to established company policy and applicable regulatory requirements.
• Examine credit risks within loan portfolios and the appropriateness of risk grades for the loans reviewed.
• Review documentation relating to originations and renewals, appraisals, collateral, insurance, flood certification(s) etc.
• Document compliance with loan policies, lending procedures and applicable regulations.
• Document observations and variations and discuss with the client.
• Use relevant experience and research skills to think beyond the policy/procedures and assist clients on complex issue or ideas that benefit the client.
• Apply lending/credit policy, product and loan guidelines, and a high level of judgment, in assessing applicant's credit worthiness.
• Conduct activities consistent with established banking policies, procedures and systems, Bank Secrecy Act and all applicable State and Federal laws and regulations.
• Contribute to business development work as assigned.
• Work on internal projects, propose time saving measure and contribute to team goals.
• Provide guidance, coaching and feedback to Consultants and serve as the first point of contact for their questions.

Qualifications:

• Bachelor's degree in Finance, Accounting, or related field.
• 5+ years of experience in credit underwriting, portfolio management, commercial lending, regulatory lending compliance, and/or loan review anal ysis; p referred candidates will have 10+ years of experience.
• Working knowledge of commercial lending, agricultural lending, real estate development and construction lending, and required documentation.
• Exceptional understanding of regulatory policies and financial risk management.
• Knowledge of the latest financial regulations and compliance standards.
• Ability to effectively identify and communicate to management any weaknesses in loan administration or other matters requiring attention.
• Strong analytical skills and proficiency in financial modeling; experience with loan review systems preferred.
• Proactive nature and ability to think outside the box.

#LI-hybrid #LI-CS1
Additional Details:
Wipfli is an equal opportunity/affirmative action employer. All candidates will receive consideration for employment without regards to race, creed, color, religion, national origin, sex, age, marital status, sexual orientation, gender identify, veteran status, disability, or any other characteristics protected by federal, state, or local laws.
Wipfli is committed to providing reasonable accommodations for people with disabilities. If you require a reasonable accommodation to complete an application, interview, or participate in our recruiting process, please send us an email at [email protected] .