Location: Remote or Waltham, MA (hybrid)
NEXT’s mission is to help entrepreneurs thrive. We’re doing that by building the only technology-led, full-stack provider of small business insurance in the industry, taking on the entire value chain and transforming the customer experience.
Simply put, wherever you find small businesses, you’ll find NEXT.
Since 2016, we’ve helped hundreds of thousands of small business customers across the United States get fast, customized and affordable coverage. We’re backed by industry leaders in insurance and tech, and we still have room to grow — that’s where you come in.
We're inviting an experienced and strategic Insurance Product Manager to join our Liability team to lead development of new products tailored for the Small Commercial P&C Construction market. This is a highly visible and cross-functional position where you will shape appetite, pricing, and underwriting rules for a segment of risks that our admitted products cannot fully serve, and play a key role in helping NEXT expand its platform to serve more complex small businesses. If you are passionate about building underwriting logic, digging into data, and helping a tech-forward company deliver modern insurance products—we’d love to talk to you!
What You’ll Do:
- Act as a leading authority on our P&C coverage offerings for Construction, initially focused on Construction GL, managing coverage, pricing, underwriting logic, and regulatory compliance.
- Define Construction appetite and segmentation strategy, with strong alignment to loss drivers and data-informed underwriting decisions
- Partner with actuarial, engineering, and data science on automated risk selection and underwriting process.
- Ensure product and process compliance and build scalable operations for future products and enhancements.
- Conduct industry research, competitive benchmarking, and broker/customer interviews to identify high-impact use cases and coverage gaps.
- Optimize for profit/growth by fine-tuning rating, tailoring forms, and expanding customer segments.
- Communicate product performance, trends, and strategy to leadership and cross-functional partners.
What We Need:
- 5+ years of Commercial Insurance experience in product management, underwriting, actuarial, or risk management; Construction GL experience is a major plus.
- Experience optimizing and pricing segmented products using data, modeling, and loss ratio analysis.
- Comfortable with ambiguity, creative in building solutions, and rigorous in execution.
- Clear, structured communication skills for both technical and non-technical leadership audiences.
- Highly organized and capable of managing multiple work streams across multiple functions.
- BA/BS degree; advanced degree (MBA, MS) or insurance certifications (e.g., CPCU, ARe) are a plus.
Unstoppable Qualities:
- Familiarity with the Construction admitted and E&S markets with respect to operational, regulatory, and underwriting nuances.
Please note, we do not ask for sensitive information via chat, text, or social media, and any email communications will come from the domain @nextinsurance.com. Additionally, Next Insurance will never ask for payment, fees, or purchases to be made by a job applicant. All applicants are encouraged to apply directly to our open jobs via the careers page on our website. Interviews are generally conducted via Zoom video conference unless the candidate requests other accommodations.
If you believe that you have been the target of an interview/offer scam by someone posing as a representative of Next Insurance, please do not provide any personal or financial information. You can find additional information about this type of scam and report any fraudulent employment offers via the Federal Trade Commission's website (https://consumer.ftc.gov/articles/job-scams), or you can contact your local law enforcement agency.
The range displayed on this job posting reflects the minimum and maximum target for new hire salaries for the position in the location(s) listed. Within the range, individual pay is determined by additional factors, including, without limitation, job-related skills, experience, and relevant education or training. NEXT employees are eligible for our benefits package, consisting of our partially subsidized medical plan, fully subsidized vision/dental options, life insurance, disability insurance, 401(k), flexible paid time off, parental leave and more.
The range displayed on this job posting reflects the minimum and maximum target for new hire salaries for the position across all US locations. Within the range, individual pay is determined by work location and additional factors, including, without limitation, job-related skills, experience, and relevant education or training. NEXT employees are eligible for our benefits package, consisting of our partially subsidized medical plan, fully subsidized vision/dental options, life insurance, disability insurance, 401(k), flexible paid time off, parental leave and more.
Don’t meet every single requirement? Studies have shown that some underrepresented people are less likely to apply to jobs unless they meet every single qualification. At NEXT, we are dedicated to building a diverse, inclusive and respectful workplace, so if you’re excited about this role but your past experience doesn’t align perfectly with every qualification in the job description, we encourage you to apply anyways. You may be just the right candidate for this or other roles.
One of our core values is 'Play as a Team'; this means making sure everyone has an equal chance to participate and make a difference. We win by playing together. Next Insurance is an equal opportunity employer and prioritizes building a diverse and inclusive workplace. We provide equal employment opportunities to all employees and applicants of any type and do not discriminate based on race, color, religion, national origin, gender, age, sexual orientation, physical or mental disability, genetic information or characteristic, gender identity and expression, veteran status, or other non-job-related characteristics or other prohibited grounds specified in applicable federal, state, and local laws. Next's policy is to comply with all applicable laws related to nondiscrimination and equal opportunity and will not tolerate discrimination or harassment based on any of these characteristics. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training.
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