HMDA Analyst

CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.

A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You’ll get unwavering support from all departments and total transparency from the top down.

CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.

Position Overview:
The HMDA Analyst ensures compliance with HMDA requirements by reviewing and processing adverse requests as well as ensuring data document integrity and correcting any data errors as applicable to Reg C.
Job Responsibilities:

• Conduct compliance testing and reporting based on HMDA and Fair Lending regulation and examination findings.

• Review and process requests for file actions for data document integrity, including proper HMDA coding.

• Provide periodic or as-requested testing reports to Compliance management.

• Review and process HMDA edits, including compiling edits report.

• Maintain monthly, quarterly, and annual HMDA data compilation, maintenance, and submission.

• Maintain effective communication with production and operations associates for completion of required loan data integrity and supporting documentation.

• Communicate consistently to Compliance management patterns of findings through weekly reporting or immediate escalation.

• Maintain an understanding of the Home Mortgage Disclosure Act (HMDA).

• Adhere to all applicable compliance regulations.

• Participate in offered continuing compliance education or training consisting of:

• Webinars offered through vendors or regulatory agencies,

• Internal update conference calls,

• CCM LMS required training.

• Maintain Standard Monitoring Procedures for HMDA filing, action recommendation requests, HMDA LAR assembly and maintenance, and HMDA edits and reporting.

Qualifications and Skills:

• Associates degree or 2 years’ HMDA mortgage experience.

• Understanding of HMDA edits, data document integrity, and HMDA filing.

• Knowledge of Encompass and QuestSoft, preferred.

• Proficient in Microsoft Office, and advanced Excel skills.

• Excellent communication and collaboration skills.

This job description is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. 

Pay Range:

• Hourly Rate: $19.23-$28.84
• The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position.