Financial Analyst, Financial Operations

Credit Acceptance is proud to be an award-winning company with local and national workplace recognition in multiple categories! Our world-class culture is shaped by dedicated Team Members who share a drive to succeed as professionals and together as a company. A great product, amazing people and our stable financial history have made us one of the largest used car finance companies nationally.
Our Support teams work with multiple departments in a dynamic environment that promotes flexibility and autonomy, while offering the opportunity to collaborate with a diverse group of professionals.  We work to comply with our company standards, exceed customer expectations and drive our Great Place to Work culture.  Through the consistent delivery of quality services and understanding the needs of our business, we develop innovative improvements as we strive towards our company’s Big, Hairy, Audacious Goals!

The purpose of the Financial Analyst - Financial Operations role in the Finance Department is to account for the company’s unclaimed property items and to assist in the completion of the unclaimed property returns for all 50 states. The role oversees the maintenance and reporting of escheatable property while promoting strong internal controls to ensure accurate and timely filings. This role will also complete various financial processes and will provide support and information to the Accounts Payable, Tax, Accounting and Sales teams.

 

Outcomes and Activities:

• Perform end-to-end unclaimed property (escheatment) activities, ensuring compliance with applicable state laws, dormancy periods, and reporting requirements.
• Prepare, review, and file annual unclaimed property reports for every state, including electronic submissions and remittances.
• Coordinate due diligence mailings and owner outreach in accordance with state-mandated timelines, notice requirements, and documentation standards.
• Research, interpret, and apply state unclaimed property regulations to support accurate reporting and ongoing policy compliance.
• Reconcile unclaimed property balances to the general ledger and investigate and resolve discrepancies prior to filing.
• Collaborate with Accounts Payable, Tax, Legal, and Sales teams to ensure accurate identification, classification, and reporting of escheatable items.
• Prepare and apply offsets, exemptions, and adjustments to escheatable items in accordance with state regulations and company policies.
• Maintain detailed documentation, reporting schedules, and audit trails to support internal controls and regulatory compliance.
• Respond to state inquiries, audits, and information requests related to unclaimed property filings and compliance matters.
• Complete monthly dealer vendor billing activities and respond to ad hoc requests as required.

Knowledge and Skills:

• Be positive, professional, determined, calm and focused when faced with challenging situations.
• Be able to demonstrate initiative by being proactive in work duties and making recommendations as opportunities arise.
• Be organized and capable of meeting all deadlines.
• Be self-driven, motivated to help, and able to perform with minimal supervision.
• Be able to convey complex information in a timely and easily understood manner throughout all levels of the organization.
• Be receptive to ongoing feedback aimed at improving your overall performance.

Requirements:

• Minimum 3 years of related unclaimed property experience OR 3+ years’ experience within the Credit Acceptance Finance or Accounting Departments.
• Proficient in Microsoft Office applications, with strong working knowledge of Excel and Microsoft Teams.
• Effective communication and collaboration skills when working with internal teams and external partners.
• Possess strong analytical skills with the ability to organize, analyze, and manage large volumes of data accurately.

Preferred

• Bachelor’s degree in Accounting or Finance
• Knowledge of Sovos-UPEnterprise unclaimed property application
• Knowledge of Oracle Financials Cloud
• Experience in the Financial Services industry
• Experience designing and implementing process improvements

Targeted Compensation: $72,000 - $84,000 base salary + an annual bonus plan

This position is not currently open to individuals who require sponsorship now or in the future to work legally for Credit Acceptance, such as H-1b / H-4 or F-1 OPT visa holders.

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Benefits

• Excellent benefits package that includes 401(K) match, adoption assistance, parental leave, tuition reimbursement, comprehensive medical/ dental/vision and many nonstandard benefits that make us a Great Place to Work 

Our Company Values:

To be successful in this role, Team Members need to be:

• Positive by maintaining resiliency and focusing on solutions
• Respectful by collaborating and actively listening
• Insightful by cultivating innovation, accumulating business and role specific knowledge, demonstrating self-awareness and making quality decisions
• Direct by effectively communicating and conveying courage
• Earnest by taking accountability, applying feedback and effectively planning and priority setting

Expectations:

• Remain compliant with our policies processes and legal guidelines
• All other duties as assigned
• Attendance as required by department 

Advice!

We understand that your career search may look different than others. Our hiring team wants to make sure that this would be a fit not just for us, but for you long term.  If you are actively looking or starting to explore new opportunities, send us your application!

 

P.S.

We have great details around our stats, success, history and more.  We’re proud of our culture and are happy to share why – let’s talk!

Required degrees must have been earned at institutions of Higher Education which are accredited by the Council for Higher Education Accreditation or equivalent.

Credit Acceptance is dedicated to providing a safe and inclusive working environment for all. As part of our Culture of Compliance, we are proud to be an Equal Opportunity Employer and value our culturally diverse workforce. All qualified applicants will receive consideration for employment regardless of the person’s age, race, color, religion, sex, gender, sexual orientation, gender identity, national origin, veteran or disability status, criminal history, or any other legally protected characteristic.

California Residents: Please click here for the California Consumer Privacy Act (CCPA) notice regarding the personal information Credit Acceptance may collect from you.

Play the video below to learn more about our Company culture.