Finance & Accounting Intern

Founded in 2000, Plaza Home Mortgage, Inc. is a privately owned, full-service national lender, offering Wholesale, Correspondent, Renovation and Reverse residential mortgages. Headquartered in San Diego, California, Plaza employs a network of sales associates to serve its clients nationwide.
Plaza is dedicated to building quality, long-term relationships with its mortgage broker and correspondent clients by offering comprehensive programs and exceptional customer experience.

The Finance and Accounting Intern will support the finance and accounting teams of a wholesale mortgage bank by assisting with daily accounting operations, financial reporting, loan-level analysis, reconciliations, and administrative finance projects. This role is designed for a student or recent graduate interested in gaining hands-on experience in mortgage banking, corporate finance, accounting, treasury, and financial operations.

The intern will work closely with accounting, finance, capital markets, servicing, and operations teams to learn how a mortgage banking company tracks loan production, manages expenses, supports month-end close, analyzes profitability, and maintains accurate financial records.

This role is a part-time, non-exempt internship within our corporate department and reports to department leadership.

Job Duties:

• Accounting Support
  • Assist with accounts payable, invoice review, coding, and documentation.
  • Help prepare journal entry support and account reconciliations.
  • Assist with month-end close tasks, including accruals, prepaid expenses, and expense analysis.
  • Support reconciliations of bank accounts, warehouse lines, escrow accounts, and other balance sheet accounts.
  • Maintain organized accounting records and supporting documentation.
  • Help review general ledger activity for accuracy and completeness.
• Finance and Reporting
  • Assist in preparing financial reports, dashboards, and variance analyses.
  • Support budget-to-actual comparisons and expense trend reporting.
  • Help analyze loan production volume, revenue, gain-on-sale activity, and operating expenses.
  • Assist with branch, channel, or department-level profitability reporting.
  • Support cash flow tracking and liquidity reporting.
  • Help prepare management reports for senior finance leadership.
• Mortgage Banking Operations Support
  • Learn how wholesale mortgage banking revenue is generated, including lender-paid compensation, gain-on-sale margins, and loan sale proceeds.
  • Assist with tracking funded loan volume, lock pipeline activity, and investor sale activity.
  • Support analysis of loan-level profitability and production trends.
  • Help reconcile loan funding, warehouse advances, investor settlements, and related accounting entries.
  • Assist with projects involving mortgage servicing rights, early payoff activity, repurchases, or investor adjustments, as applicable.
• Compliance and Documentation
  • Maintain confidentiality of borrower, company, and financial information.
  • Assist with audit support and internal control documentation.
  • Help gather documentation for regulatory, investor, or financial reporting requests.
  • Support process improvement projects to increase accuracy and efficiency.
• Other duties as assigned

Qualifications:

• Current enrollment in or recent completion of a degree program in Accounting, Finance, Business Administration, Economics, or a related field.
• Basic understanding of accounting principles and financial statements.
• Strong Excel skills, including formulas, formatting, sorting, filtering, and basic data analysis.
• High attention to detail and accuracy.
• Strong organizational and communication skills.
• Ability to handle confidential information professionally.
• Willingness to learn mortgage banking terminology and processes.
• Coursework in financial accounting, managerial accounting, corporate finance, or data analytics preferred.
• Experience with Excel functions such as XLOOKUP, pivot tables, SUMIFS, and data validation preferred.
• Exposure to accounting software, ERP systems, loan origination systems, or business intelligence tools preferred.
• Interest in mortgage banking, real estate finance, banking, or financial services preferred.

Paid sick leave is provided in accordance with applicable federal, state, and local laws.

Plaza is an EEOC employer and follows all federal, state, and local laws relating to fair employment.

Plaza Home Mortgage, Inc. is committed to preventing, stopping and remedying all forms of discrimination that occur in its workplace. Managers are accountable for keeping Plaza's workplace free from discrimination and ensuring that Plaza provides equal employment opportunity for all in the workforce and for those seeking to become members of Plaza's workforce.
Plaza's employees are protected by laws designed to protect employees from discrimination on the bases of race, religion, color, sex, pregnancy, gender identity, sexual orientation, parental status, national origin, age, disability, family medical history or genetic information, political affiliation, military service, or any other non-merit based factor. These protections extend to all management practices and decisions, including recruitment and hiring practices, appraisal systems, promotions, and training and career development programs. Plaza's employees are also protected against retaliation if they engage in a protected activity, whistleblowing, or the exercise of any appeal or grievance right provided by law.
This information is provided by Plaza Home Mortgage, Inc. as a courtesy to its mortgage professional clients and the public and is meant for instructional purposes only. None of the information provided is intended to be legal advice in any context. Plaza does not guarantee, warrant, ensure or promise that information provided is accurate. Terms and conditions of programs and guidelines are subject to change at any time without notice. Any unauthorized use or distribution of this information is strictly prohibited. This is not a commitment to lend. ® 2024 Plaza Home Mortgage, Inc. Plaza Home Mortgage and the Plaza Home Mortgage logo are registered trademarks of Plaza Home Mortgage, Inc. All other trademarks are the property of their respective owners. All rights reserved. Plaza Home Mortgage, Inc. is an Equal Housing Lender. Plaza NMLS 2113
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