Splash Financial

In 2013, we set out to solve a problem: we got tired of seeing our friends and family struggle under the crushing weight of student loan debt. Debt can hold people back from opportunities and delay the impact they’re meant to make in the world. So we did something about it and built a life raft; we started Splash Financial.

We built a marketplace of banks and credit unions focused on helping people refinance their student loans. Our goal was simple: use the power of our network to deliver great rates and real savings. And we did it all from a tiny office in Cleveland, OH.

In 2022, we expanded our products to help people tackle credit card debt, assisting more people to find better financial footing. By 2025, we launched a home equity line of credit product, allowing homeowners to leverage their equity to reduce costs in their everyday lives and unlock new possibilities.

Throughout all this growth, we’ve helped more than 125,000 people refinance over $6 billion in loans and one thing has remained consistent: to make people more powerful than their debt!

We’re here to make loan stuff way less complicated - and faster than you’d expect. Whether you’re refinancing student loans, consolidating credit card debt, or tapping into your home equity with a HELOC, we help you get your debt together quickly with our streamlined online process.

How? Thanks to automated underwriting and our hybrid marketplace, you get matched with offers from banks and credit unions across the country — even the ones you’ve never heard of but wish you had.

It’s all powered by seriously smart tech designed to get you approved quickly, so you can stop stressing and start saving. Fast, easy, and all at your fingertips.