Xero Benefits Overview

Xero offers a variety of benefits aimed at helping our employees maintain their physical, financial and mental wellbeing, allowing them to bring their best selves to work each day

Health Insurance & Wellness Benefits

Flexible Spending Account (FSA)

Xero allows employees to set aside pre-tax dollars for medical and dependent care expenses. $2,650 annual limit for healthcare FSA

Disability Insurance

Xero's long and short term disability plans provide income protection at 60% of annual base salary

Dental Benefits

Cigna dental PPO plan

Vision Benefits

VSP vision plan

Health Insurance Benefits

Xero offers a variety of health plans including Cigna HSA, Cigna PPO, and Kaiser HMO for Colorado and California employees

Life Insurance

Provided to Xero employees at no cost. Coverage for each employee of 2x annual base salary up to $500,000

Wellness Programs

Xero will fund up to $300 annually in employee health reimbursement account to be used toward a health improvement activity including gym membership, mental, physical or financial health

Retirement & Stock Options Benefits


401(K) Matching

Xero will match 100% on the first 3% contributions plus 50% match on next 2% of contributions

Company Equity

All Xero employees are granted Restricted Stock Units at a certain percentage of their base salary which vests over a 3 year period

Child Care & Parental Leave Benefits

Generous Parental Leave

Eight weeks paid leave for primary caregiver. Two weeks of paid leave for secondary caregiver

Vacation & Time Off Benefits

Generous PTO

Xero offers 21 days of paid time off, 10 wellness days, as well as 11 paid holidays per calendar year. We also participate in a company wide shut down between Christmas and New Years Day

Paid Volunteer Time

Xero encourages employees to give back to our communities by providing 8 hours of paid volunteer time per year

Paid Holidays

11 paid holidays per calendar year

Paid Sick Days

Each employee is granted 10 wellness days per year in addition to our generous PTO

Perks & Discounts

Casual Dress

You'll typically catch our employees rocking jeans and a Xero t-shirt!

Commuter Benefits

Set aside pre and/or post tax dollars for commute related transit, parking and bike expenses

Company Outings

Annual holiday party, as well as a summer celebration!

Game Room

Video games and ping pong table in lounge

Stocked Kitchen

You find a variety of fruit, chips, nuts, snack bars, sodas and iced tea in the Xero kitchen

Some Meals Provided

Breakfast each Tuesday and lunch every Thursday from a variety of local vendors

Happy Hours

Happy hour starts every Friday at 4!

Fitness Subsidies

Our monthly health reimbursement plan can be used towards your fitness membership or a variety of other health related wellness programs

Professional Development Benefits

Job Training & Conferences

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Dev + Engineer