Pathward Benefits Overview

Leads breakage accounting operations for prepaid card and deposit products, overseeing journal entries, reconciliations, financial and regulatory reporting, GAAP compliance, escheatment, unclaimed property processes, internal controls, audits, and operational improvements. Manages accounting policies, technical accounting reviews, cross-functional relationships, external stakeholders, and a team of direct reports.

Leads second-line oversight of capital markets, treasury, liquidity, interest rate, investment portfolio, and financial risk management. Designs oversight methodologies, evaluates risk processes and models, provides credible challenge, monitors limits and KRIs, escalates breaches, and advises executives, committees, the Board, regulators, and auditors. Oversees remediation plans, regulatory adherence, and continuous improvement of the capital markets risk program.

Analyzes fraud, credit, portfolio, alert, case, and customer data to identify trends, typologies, losses, control gaps, and process inefficiencies. Develops fraud KPIs and KRIs, supports detection models and rules, evaluates alert and investigation lifecycles, and delivers executive-ready reporting aligned with BSA/AML, regulatory, and audit standards. Partners with Fraud Operations, Compliance, Risk, Product, and Technology teams to improve detection, escalation, investigation, and resolution outcomes.