Jobs at Grasshopper Bank

Manages SBA credit underwriting, risk decisioning, portfolio oversight, and regulatory compliance. Oversees credit analysis, loan approvals, risk rating processes, SBA SOP adherence, vendor relationships, and agency audits. Advises senior bank leadership on credit risks, updates internal SBA guidelines, supports underwriting and servicing teams, and serves as liaison with regulators and auditors. The role requires extensive SBA and commercial credit experience, financial analysis expertise, and strong leadership capabilities.

The Fintech Risk Associate independently manages second-line risk activities across the bank’s Banking-as-a-Service portfolio. Responsibilities include fintech partner due diligence, risk assessments, compliance monitoring, testing, remediation, issue escalation, regulatory analysis, partner relationship management, control improvements, governance reporting, and cross-functional initiatives. The role requires expertise in financial crimes compliance, banking and payments regulations, third-party risk management, fintech business models, and risk program development.

Owns the bank’s Community Reinvestment Act program, including loan and community development data collection, geocoding, validation, regulatory reporting, public file maintenance, dashboards, strategic plan tracking, and examination preparation. The role monitors CRA regulations, evaluates qualified activities, analyzes performance data, and coordinates compliance efforts across commercial underwriting, SBA lending, and treasury teams.

Performs financial and data analytics for banking portfolios, builds operational and compliance reporting, automates dashboards, and prepares executive and Board materials. Supports asset strategy through financial modeling, yield analysis, scenario testing, forecasting, budgeting, variance analysis, and profitability reviews. Evaluates pricing, funds transfer pricing, product margins, and capital allocation across lending and deposit portfolios.

Manage and mentor a team of BSA/AML analysts overseeing customer onboarding, transaction monitoring, investigations, SAR filings, OFAC screening, and high-risk customer reviews. Own alert lifecycle, liaison with BaaS partners and law enforcement, support policy development, and coordinate responses to audits and examinations.