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Moov Financial
We make money movement work for everyone so that businesses, merchants, and users can do great things with their money.
Remote

Principal Software Engineer (Remote)

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Moov is the payments processor devoted to delighting users. We help software companies add money movement to their products, letting the end-user drive how they pay and get paid. 

As a member of the Moov team, you will build new and improve existing banking and payment experiences that customers depend on every day.  We’re looking for someone who combines technical breadth and depth with strong technical leadership to successfully define and deliver a modern web-scale architecture. In particular, we’re looking for an experienced leader with a deep understanding of payments, card acquiring and issuing, and cloud-native distributed computing. 

The Principal Engineer will be a thought leader and subject matter expert within engineering, working alongside other technical and product leaders.

You will:

  • Lead the technology direction of the Moov Financial Platform
  • Define, communicate, and drive Moov’s technical vision, winning support from engineering and aligning with product and business strategy
  • Own the long-term architecture and align it with overall business and product strategy; communicate architectural decisions, plans, goals, and strategies
  • Be a pivotal contributor to ensure what we build is highly secure, available, resilient, and web-scale
  • Speak, write, evangelize, and communicate about Moov’s technical capabilities at conferences and other events
  • Collaborate with fellow engineers, product managers, business development, and company leadership to solve problems and plan for the future
  • Other duties as assigned by Moov and/or your manager

You have:

  • 12 + years of experience building distributed systems and applications, including design, development, security, and scale
  • Experience delivering greenfield payments systems and other money movement rails such as Card Acquiring or Issuing, ACH, RTP, and Wire. 
  • Experience in regulated environments such as PCI-DSS 
  • Track record for driving software velocity and quality improvements across Moov’s engineering using Lean and DevOps approaches 
  • A strong focus on outcomes. Moov is about shipping. This means we focus on getting things done, not on building the perfect system. We strongly believe in rapid iteration
  • Passion for writing great code, and ultimately deploy successful patterns and systems that can be used for a broad set of business use cases across Moov
  • Critical contributor in architecting, developing, and bringing a software platform from idea to market, preferably for a startup
  • Demonstrated ability to deliver high-quality SaaS platforms that serve millions of people
  • Strong customer focus coupled with excellent communication and relationship-building skills. Ability to frame a problem clearly and meaningfully
  • Strong advocacy of automated testing, continuous delivery, and software quality across the software development life-cycle
  • Proven track record in successfully delivering large scale enterprise-wide solutions, from design to development to testing to production
  • Experience with service-based architectures, Domain-Driven Design, and reactive/event-driven systems
  • The ability to design simple and straightforward solutions to complex problems
  • BS/MS in Computer Science or related area or equivalent experience + advance degree preferred
  • Other duties as assigned by Moov and/or your manager

Bonus if you also have:

  • An understanding of Single Message and Dual Message formats
  • Experience with ISO8583 
  • Practical experience in clearing, settlement, and funding
  • Experience with  chargeback and risk monitoring systems
  • Extensive knowledge of OSS tools and active participation in the OSS community
  • Experience with mid-size organizations and startups
  • A solid understanding of ISO 20022 

Our company:

Moov is a 100% remote company with people from more than 18 states. We’re backed by a16z and other respected investors. We won Visa’s global Everywhere Initiative and our community of builders grows larger every day. We’re committed to building a team that represents a variety of backgrounds, perspectives, and skills and we embrace diversity, creativity, and equal opportunity. 

Our people:

Our customers come from all walks of life and so do we. We hire great people from a variety of backgrounds, not just because it’s the right thing to do, but because it makes our company stronger. 

We have mountain bikers, skiers/boarders, runners, video gamers, musicians, movie buffs, weight lifters, and about every other type of person in between. We enjoy solving problems and tackling challenges with creativity. If we don’t know the answer, we revel in the hunt to find it. We like helping people and choose to give first. We’re patient, open, and honest. If you share our values and enthusiasm for making the complex simple and delightful, you’ll find a home at Moov.

Benefits include:

  • Competitive base salary + employee stock options w/early exercise opportunity
  • 100% remote. We make remote-work work.
  • We match what you contribute to your 401(k) up to 5% of your salary
  • Generous parental leave
  • Medical Ins: Health Savings Account (HSA) option w/employer contribution
  • EAP and other wellness resources
  • Unlimited PTO+ generous paid holiday schedule
  • Learning stipend and a culture that encourages and promotes professional growth and development
  • Home office stipend
  • Culture of people helping people who give first, celebrate wins together and embrace autonomy, transparency, and trust
  • The opportunity to join an experienced and ambitious team passionate about solving customers’ needs and who love what they do
  • Partner with a community of 3000+ developers around the world, helping them focus on possibilities vs payments
  • Employee referral incentive

Salary range: $185k to $215k based on experience, geography, and other key factors

Advice:

If you are nervous about not having the right qualifications, apply anyway! We hire people, not job roles. We look for talent that will help us push boundaries, experiment, and bring in new ideas. That means caring more about qualities than qualifications. 

One more thing:

Don’t go iron your clothes for your interview (do people still own irons?). We're all pretty casual here, so you can wear whatever you are most comfortable in.

Okay—last thing:

When you meet with us, have some concrete, tangible examples of when you’ve added value, improved something, created something, or done some fantastic, customer-centric work. We also want to learn about you as a person. If you want to know what it’s like working at Moov, check out stories from our employees.

PS:

Share our job roles with others! Wouldn’t it be nice to make new friends and bring over old friends? We think so.


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Where we are

We're a fully distributed team working remotely from 25 states and 3 countries.

Technology we use

  • Engineering
  • Product
  • Sales & Marketing
  • People Operations
    • GolangLanguages
    • JavascriptLanguages
    • PythonLanguages
    • SqlLanguages
    • jQueryLibraries
    • ReactLibraries
    • DockerFrameworks
    • KubernetesFrameworks
    • Node.jsFrameworks
    • SparkFrameworks
    • TerraformFrameworks
    • MySQLDatabases
    • SQLiteDatabases
    • AWS (Amazon Web Services)Services
    • GitHubServices
    • GitLabServices
    • Google CloudServices
    • Google AnalyticsAnalytics
    • FigmaDesign
    • LinearManagement
    • SalesforceCRM
    • GreenhouseCRM
    • MailChimpEmail
    • Google HangoutsCollaboration
    • SlackCollaboration
    • LinearProject Management
    • NotionProject Management

What are Moov Financial Perks + Benefits

Moov Financial Benefits Overview

We offer great perks like unlimited/flexible PTO, insurance coverage, home office stipends, killer swag, 401k matching, and more -- plus many fun ways to get to know our remote team.

Culture
Volunteer in local community
Partners with Nonprofits
Friends outside of work
Eat lunch together
Intracompany committees
Daily sync
Open door policy
Team owned deliverables
Team based strategic planning
Group brainstorming sessions
Pair programming
Diversity
Documented equal pay policy
Dedicated Diversity/Inclusion Staff
Unconscious bias training
Mean gender pay gap below 10%
Hiring Practices that Promote Diversity
Partnerships with diversity-focused communities and recruiting platforms to help keep the pipeline filled with top tech talent from a variety of different backgrounds
Health Insurance & Wellness Benefits
Flexible Spending Account (FSA)
We also have HSA where we will contribute $1,200 for employee or $2,400 for family per year.
Dental Benefits
Moov covers 90% of our health and dental plans for employees and 75% for eligible dependents.
Vision Benefits
Health Insurance Benefits
Moov covers 90% of our health and dental plans for employees and 75% for eligible dependents.
Life Insurance
We have Employer Paid Group Life and AD&D, along with Employee paid options up to $500K in coverage
Team workouts
Fun challenges, contest and sponsored races.
Mental Health Benefits
Retirement & Stock Options Benefits
401(K)
401(K) Matching
Save for your retirement, and we'll pitch in what you do up to 5% of your salary. Begins vesting on day one.
Company Equity
We put tremendous value on ownership in the company, so all employees are granted stock options which are on a 4-year vesting scheduled (25% after year 1, then equal vesting every month thereafter).
Employee Stock Purchase Plan
Child Care & Parental Leave Benefits
Generous Parental Leave
There's nothing sweeter than a new baby, no matter how you become a parent. Take time to enjoy it!
Flexible Work Schedule
Remote Work Program
Moov is a fully distributed team - currently in 25 different states and 3 countries. Work from anywhere you'd like and we'll help ensure you've got a productive at-home set up!
Family Medical Leave
Return-to-work program post parental leave
Vacation & Time Off Benefits
Unlimited Vacation Policy
Generous PTO
Take what you need PTO along with mandatory time off to ensure you're taking the time for family and recharging.
Paid Volunteer Time
Paid Holidays
Paid Sick Days
Perks & Discounts
Casual Dress
Wear what makes you comfortable!
Company Outings
Some Meals Provided
Occasional remote meals via Grubhub (or other) provided for Lunch and Learns, holiday virtual happy hours, etc
Happy Hours
Monthly virtual team happy hours and geographical or team IRL meetups throughout the year.
Home Office Stipend for Remote Employees
We provide the equipment and furniture needed for a productive home set up or the option for a monthly co-working space if working from home isn't your jam.
Professional Development Benefits
Job Training & Conferences
Diversity Program
Lunch and learns
Cross functional training encouraged
Promote from within
Mentorship program
Continuing Education stipend
$1500 L&D stipend along with group course offerings and payments bootcamp for both Managers and ICs.
Time allotted for learning
We encourage our developers to spent at least 10% of their time contributing to or maintaining open sources projects or personal Githubs. Each employee also gets a $1500 annual learning stipend.
Online course subscriptions available
Customized development tracks
Paid industry certifications

An Insider's view of Moov Financial

What's something quirky about your company?

There’s no wizard behind the curtain. There’s no curtain! There’s openness, honesty and transparency. Even when things are hard, there is no negativity. It’s all very real and very human.

Holly

Director of Payment Production Solutions

How do you collaborate with other teams in the company?

We have a culture that values creativity and exploration, and we also give everyone a voice and encourage feedback. When we have disagreements or differences of opinion, we do this thing called ‘disagree and commit.’ We’ll come to a solution and we know we can iterate on it later.

Morgan

Senior Software Engineer

What makes someone successful on your team?

If you’re willing to learn, adapt and embrace some uncertainty that comes with working at a startup, you’ll enjoy it here. The tech stack is new but practical, and you will get the chance to work on lots of interesting and hard problems in fintech. If you have a passion for problem-solving, the work you’re doing won’t feel like work.

Vince

Senior Software Engineer

What is your vision for the company?

Our vision is to give developers everywhere the ability to easily embed banking features into their products. And that building those experiences is a delight, not stressful. We sweat the details of money movement protocols, compliance, and risk so you don't have to. We want developers to build amazing new experiences, not attending banking school.

Wade

CEO

How would you describe the company’s work-life balance?

Folks at Moov work hard but are incredibly respectful of each other's schedules outside of work. Being a fully remote company, people are also mindful of each other's time zones. I find myself feeling well taken care of and thankful that the company cares about our well-being outside of work so that we can feel and work our best on the job.

Josephine

Sr. Technical Writer

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