About the Team and How You Fit In:

Reserve Trust is the first fintech trust company with direct Federal Reserve access, completely unconstrained by legacy banking systems. Our unprecedented access to the US payment system enables us to create payment and banking platforms with scale, speed, and cost, unmatched anywhere. Reserve Trust is breaking new ground in B2B payments for domestic and international customers in the $22T global payments market, and we’re just getting started!

We're hiring problem solvers and collaborators to join our meaningful mission. Headquartered in Greenwood Village, CO just outside Denver, we are backed by top investors, including QED, Temerity Capital Partners, Wasabi Ventures, Financial Venture Studio & Fenway Summer.

As part of the Compliance Team of Reserve Trust you’ll play a critical role in building and then executing the compliance workflows to ensure safety and soundness of our next generation banking and payments ecosystems. Your main function is to manage the day-to-day compliance efforts to ensure compliance with the Bank Secrecy Act (BSA), Office of Foreign Assets Controls (OFAC) and other relevant rules and regulations.

This role reports to the BSA Compliance Officer and will work closely with the BSA and OFAC Compliance Officers as well as other key partners to meet our compliance requirements and best practices.

Our Company Values:

Trust, Curiosity, Drive and Collaboration

Our Company Culture:

As a member of the Reserve Trust team, you are expected to contribute your talents and energies to conducting our business and improving the culture and quality of Reserve Trust. We value teamwork and collaboration within your department and cross functionally. We encourage knowledge sharing and challenging the norm. We value each other thru active appreciation and recognition.  Bring your best practices to the table to help us build a world class, leading payments platform that continuously pushes the envelope in customer service. We want you to be the best version of yourself with us!

What You’ll Do:

· Perform daily OFAC and sanctions screening and clearing under the direction of the OFAC Compliance Officer (disposition of false-positive matches);

· Manage day to day efforts around regulatory examinations & internal and external audits;

· Provide/coordinate training for appropriate employees and new employees on compliance requirements, policies, and procedures.

· 314b & 314a working knowledge of the function and process.

· Create and update all compliance documentation for customers- standardized process

· Facilitate regulatory reporting requirements, including the filing of Suspicious Activity Reporting;

· Ensure transaction monitoring for suspicious activity is conducted according to internal procedures;

· Perform customer due diligence;

· Perform customer re-review analysis;

· Carryout daily tasks as outlined in Compliance related policy and procedures;

· Have the ability to thrive in fast-pace, evolving, and technologically driven environment; and

· Other relevant job duties as necessary.

Basic Qualifications:

· Preferred minimum of 10 years’ experience in BSA/AML/OFAC Compliance;

· Bachelor’s degree or higher;

· Basic knowledge of Money Service Business and Payment Processer requirements;

· Problem solving, and organizational skills required;

· Ability to understand complex financial products and expected compliance driven controls;

· Strong project management skills;

· Ability to work both independently and as part of a team to drive results;

· Demonstrated strong knowledge in controls, risk assessments, and the design and testing of compliance related internal controls;

· Strong organization skills;

· Creative thinking and affinity to innovation;

· Excellent written and verbal communication skills for both internal and external individuals;

· Proven ability to meet deadlines, prioritize workloads, maintain attention to detail, resolve issues, and work independently in a fast-paced and rapidly changing environment;

· Must maintain a high level of accuracy in a high-speed environment;

· Working knowledge of Windows/PC including Outlook, Excel and Word

Key Competencies:

· Demonstrates Resiliency

· Collaboration

· Directs Oneself

· High Attention to Details

· Drives for Results

· Exhibits Resourcefulness

· Communicates Effectively

What Reserve Trust Offers:

· Competitive Salaries

· Stock Options

· 401(k) with company contribution

· Excellent health, dental, vision, life insurance and disability plans

· FSA Plans

· Flexible PTO

· Home office stipend

We feel passionately about equal pay for equal work, and transparency in compensation is one vehicle to achieve that. Total compensation for this role is market competitive, including a base salary range of $65,000 – 80,000. Reserve Trust intends to offer the selected candidate base pay within this range, dependent on job-related, non-discriminatory factors such as experience.

The Reserve Trust Company does not discriminate on the basis of age, race, religion, national origin, disability, gender, or any other protected status.