Collections Specialist

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We believe happy employees are productive employees, that’s why we offer a great working environment, room for advancement and a hearty benefits package. From learning and development and commuter stipends, to a competitive salary, equity, and health benefits, we’ve got you covered! That being said; have you heard about what we're doing?! Our mission is what really motivates us to come to work each day:

  • Funding Circle is the world’s leading lending platform focused exclusively on small businesses
  • We're supporting small business, the engine of economic growth
  • We're helping facilitate higher yields for investors and lower interest rates for borrowers
  • We can fund loans extremely quickly, all online by combining cutting edge technology with industry-leading risk management models

 

Our Values

  • THINK SMART: Challenge assumptions, seek insights and make informed decisions. Everyone has a voice, so be ambitious.
  • MAKE IT HAPPEN: Be courageous and take ownership. Take small steps fast and commit to seeing it through.
  • BE OPEN: Transparency and integrity build trust. Treat everybody with respect and be honest with each other.
  • STAND TOGETHER: Listen, understand and support each other. Win or lose as one.
  • LIVE THE ADVENTURE: Bring your passion with you every morning and have fun.

 

The perks

  • Competitive salary and true ownership in the business through company equity plan
  • Unlimited vacation and flexible working hours
  • Full health benefits insurance package, 401(k), and subsidized gym membership
  • Fully-stocked kitchens with free drinks and snacks
  • Regular social events, team bonding, employee-lead volunteer days, and club activities (such as Women@FC, Running Club, Culture Club, and more)
  • Opportunities to learn, develop, and grow your career through global programs, team/functional training, and an annual flexible personal development benefit
  • Denver, CO location within walking distance of public transit (bus and light rail)

Description

We are seeking an experienced Collection Specialist to join our Servicing & Collections team in Downtown Denver, CO. You will be responsible for contacting customers with delinquent accounts, initiating appropriate action, maintaining records, and providing a high level of customer service to help our customers get back on track. He/She will be part of an innovative SCR team developing best practices & processes.

 

As a Collections Specialist you will:

  • Review status of delinquent accounts and initiate action, which would include notifying customers of delinquent status based on due date, prepare correspondence for special handling, and skip tracing
  • Communicate and coordinate customer account information to a variety of departments and participate in weekly/monthly meetings to report status on assigned delinquent accounts
  • Follow up on undeliverable mail, and research disputed delinquent account balances, then correct any errors, including misapplied payments, reversed late charges, direct deposit errors, and overpayment errors
  • Negotiate and process ACH payments, while setting up payment plans to bring accounts current 

Qualifications

  • Excellent Customer Service/Satisfaction skills
  • 1-3 years of experience in lending/customer service/sales/collections, preferably in a call center environment
  • Ability to quickly identify issues, and has worked in an established framework, and escalate quickly to supervisor
  • Deadline oriented self-starter with the ability to work independently and interact directly with a wide variety of stakeholders
  • Thrives in a strong culture of open communication, teamwork, curiosity to make things better, getting things done, and brings their passion to work
  • Identifies with our mission, “to build a better financial world”, and align with our core values: Think Smart, Make It Happen, Be Open, Stand together, Live The Adventure

At Funding Circle, we celebrate and support the differences that make you, you. We’re proud to be an equal opportunity workplace and affirmative action employer. We truly believe that diversity makes us better.

 

 

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Technology we use

  • Engineering
  • Product
  • Sales & Marketing
  • People Operations
    • C#Languages
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    • PythonLanguages
    • RLanguages
    • SqlLanguages
    • ClojureLanguages
    • jQueryLibraries
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    • AccessDatabases
    • Microsoft SQL ServerDatabases
    • MySQLDatabases
    • AWS (Amazon Web Services)Services
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    • Google AnalyticsAnalytics
    • KissmetricsAnalytics
    • OptimizelyAnalytics
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    • IllustratorDesign
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    • ConfluenceManagement
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    • WordpressCMS
    • SalesforceCRM
    • MarketoLead Gen
    • SlackCollaboration
    • Bob and Culture AmpProject Management

Location

Located in the economic powerhouse Central Business District. Easy access to all area RTD Light Rails, entertainment, and fine dining to food trucks.

An Insider's view of Funding Circle

What’s the vibe like in the office?

What attracted me to Funding Circle was more than creating a better funding solution for small businesses. It was the people I would get to work with and the value alignment I was looking for. A company that lives it's values through every decision and interaction is what I believe creates success. It's exciting to see that in action every day.

Jen

Head of Sales & Operations

What's the biggest problem your team is solving?

Product needs to find the best solution that benefits both the customer and the business - in a way that scales. We address pain points and increase points of delight for the user, then innovate via cross-functional teams to grow the business. My roadmap has initiatives to find ways to attract and say yes to more small businesses.

Francine

Senior Product Manager

How has your career grown since starting at the company?

I've gained a great deal of new skills that are leading to my career growth. Starting on the Customer Success team, I got a solid understanding of the organization from a post-funding standpoint. I explore the world of qualitative research with competitive analysis and customer interviews, and grew my speaking skills through presentations & forums.

Liza

Customer Experience (CX) Researcher

How does the company support your career growth?

During my time at Funding Circle, I have had the opportunity to work on many aspects of the business. Funding Circle has provided me with the necessary resources to develop my professional skills. Additional learning that is provided has helped me gain the necessary knowledge to do my role well while learning more about the financial industry.

Chris

Strategic Partnerships Manager

What are Funding Circle Perks + Benefits

Funding Circle Benefits Overview

Competitive salary with a robust health benefits insurance package, 401(k), and various wellness resources.

Unlimited vacation and flexible working hours

Fully-stocked kitchens with free drinks and snacks

Regular social events, team bondings, employee-lead volunteer days, and club activities (such as Women@FC, Circle of Pride, FC Impact, and Development Book Club)

Opportunities to learn, develop, and grow your career through global programs, team/functional training, and $300 annual personal development benefit

Within walking distance of public transit

Culture
Volunteer in local community
Partners with nonprofits
Open door policy
OKR operational model
Open office floor plan
Employee resource groups
Employee-led culture committees
Quarterly engagement surveys
Hybrid work model
In-person all-hands meetings
Flexible work schedule
Diversity
Documented equal pay policy
Dedicated diversity and inclusion staff
Highly diverse management team
Mandated unconscious bias training
Diversity manifesto
Diversity employee resource groups
Hiring practices that promote diversity
Diversity recruitment program
Health Insurance & Wellness Benefits
Flexible Spending Account (FSA)
Disability insurance
Dental insurance
Vision insurance
Health insurance
Life insurance
Pet insurance
Wellness programs
Team workouts
In office Yoga every Wednesday!
Mental health benefits
Transgender health care benefits
Wellness days
Abortion travel benefits
Financial & Retirement
401(K)
401(K) matching
Company equity
Performance bonus
Child Care & Parental Leave Benefits
Generous parental leave
Family medical leave
Return-to-work program post parental leave
Company sponsored family events
Vacation & Time Off Benefits
Unlimited vacation policy
Paid volunteer time
Paid holidays
Paid sick days
Flexible time off
Office Perks
Commuter benefits
Company-sponsored outings
Free daily meals
Catered lunch once per week from ClusterTruck
Free snacks and drinks
Some meals provided
Company-sponsored happy hours
Happy hours are hosted every Thursday and for many special occasions.
Onsite office parking
We offer employees a parking subsidy.
Recreational clubs
Relocation assistance
Relocation available for some key roles.
Fitness stipend
Home-office stipend for remote employees
Meditation space
Mother's room
Onsite gym
Professional Development Benefits
Job training & conferences
Lunch and learns
Promote from within
Mentorship program
Continuing education available during work hours
Online course subscriptions available
Customized development tracks
Personal development training

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