Underwriter

| Remote
WHO WE ARE

Maxwell was founded in 2015 by homebuyers who were shocked by the complexity of the mortgage process for borrowers and lending teams alike. Today, our digital mortgage platform powers hundreds of mortgage lending institutions nationwide, from non-depository mortgage banks, to credit unions, to brokers, to community banks. We work to make them, and all of their employees, the real heroes who enable homeowners to achieve the American Dream. And we’re just getting started.

What You'll Be Doing...

  • Thorough review of loan files to determine deficiencies and/or issues
  • Concise and accurate conditioning of loan files
  • Meet turn time objectives
  • Analyze complex tax returns
  • Communicate with processor and LO in a positive manner in order to assist in moving files to closing as quickly as possible
  • Concise and accurate input of data
  • Run AUS and vendor software and analyze the results
  • Complete a thoughtful and thorough review of appraisals
  • Clear conditions as submitted while meeting turn time objectives
  • Maintain acceptable quality control metrics

Ideally You'll Have...

  • 5+ years current experience in Conventional underwriting. Must have underwritten conventional loans within the last year
  • A full understanding of recent FNMA/FHLMC underwriting guidelines is required
  • Must be conversant with QM and ATR regulations
  • Excellent analytical & communication skills 
  • Ability to work in a fast paced multi-tasked environment
  • Thorough knowledge of federal and state laws pertaining to the mortgage banking industry (i.e.: TILA, ECOA, RESPA, etc.)
  • Strong appraisal review skills
  • Expert knowledge of AUS systems (DU, LP)
  • Ability to underwrite/review complex purchase and refinance transactions
  • Ability to work independently as well as part of a team
  • Encompass and/or Empower experience desired

  • Not sure you meet all of our ideals? We'd still love to hear from you so please apply!




    Compensation Range: $80,000-$95,000

WHAT WE OFFER YOU

An opportunity to be part of an agile team of thinkers and doers who are driven, collaborative, and authentic. We celebrate diversity and are committed to creating an inclusive environment for all employees. You play a key role in shaping our incredible company and culture. Some of our benefits include:

Competitive pay and meaningful equity as an employee at a fast-growing, venture-backed software company. We want you to participate and make decisions as an owner with our future in mind
A 401(k) and top-tier insurance plans to select from along with a FSA and HSA where you can set aside pre-tax money for out-of-pocket medical expenses
15 days of vacation time plus sick days, all 10 major holidays, and 1 floating holiday for your birthday, religious holiday, or other special day of your choice
Up to 2 paid days off each year to volunteer at the charity of your choice

At Maxwell, we value our differences, and we encourage all—especially those whose identities are traditionally underrepresented in tech organizations—to apply. Maxwell is an equal opportunity employer. We do not discriminate on the basis of race, religion, color, gender expression or identity, sexual orientation, national origin, citizenship, age, marital status, veteran status, disability status, or any other characteristic protected by law. If you require further accommodations or have questions regarding accessibility of our roles, please reach out to [email protected] All employment decisions at Maxwell are based on a person's merit, business needs, and role requirements.

At Maxwell, we're looking for candidates with great experience and alignment with our core values. This is a full-time, salaried role in a remote-first environment. While we appreciate the interest, we are not accepting opportunities from contingency staffing agencies.

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Technology we use

  • Engineering
  • Product
  • Sales & Marketing
    • JavaLanguages
    • JavascriptLanguages
    • RubyLanguages
    • SqlLanguages
    • ReactLibraries
    • ReduxLibraries
    • Twitter BootstrapLibraries
    • Ruby on RailsFrameworks
    • RobotFrameworks
    • MemcachedDatabases
    • PostgreSQLDatabases
    • RedisDatabases
    • Google AnalyticsAnalytics
    • MetabaseAnalytics
    • AWSAnalytics
    • IllustratorDesign
    • PhotoshopDesign
    • FigmaDesign
    • PendoDesign
    • ZenhubManagement
    • GithubManagement
    • WordpressCMS
    • SalesforceCRM
    • PardotLead Gen

Location

Due to Covid, we are currently working fully remote

An Insider's view of Maxwell

What does your typical day look like?

My typical day is spent acting as a liaison between our clients and internal teams. As our client base grows, a big part of my role is to gather and leverage data to ensure that. As a team, we are being proactive in resolving issues, hitting goals, and exceeding expectations of our clients to deliver world class customer experience.

Kevin

Customer Success Manager

What makes someone successful on your team?

Success is truly earned by taking ownership of your role, consistently remaining curious about the mortgage industry, eagerness to learn more, and collaborating and supporting your team members. Maxwell is a team effort. Every team member’s role is crucial to our mission and vision in continuing to be innovative within the mortgage industry.

Lindsay

Account Executive

How do you make yourself accessible to the rest of the team?

We’ve grown rapidly to over 250 people nationwide and aim to make Maxwell flat and nimble. We’re transparent with communication through frequent touchpoints, whether 1:1s, a “virtual coffee hour with the CEO” for employees, welcoming new hires, or our monthly company “All Hands".

John

Co-Founder & CEO

How does the company support your career growth?

I’ve been promoted through different teams, and every manager I’ve worked with has given me accountabilities to strive towards. These goals created space to move my career forward vs a nice thing to do. Maxwell culture encourages transparency and learning, which makes it easy to be curious and find opportunities to take on more responsibility.

Beth

Software Engineer

What are Maxwell Perks + Benefits

Culture
Volunteer in local community
Two PTO days to volunteer at a charity of your choice. Recruit other team members to join in too!
Partners with Nonprofits
We are partnered with New Story and dedicate a portion of our revenues to build homes for those who need them most in Haiti and El Salvador.
Friends outside of work
Eat lunch together
Open door policy
Team owned deliverables
Team based strategic planning
Group brainstorming sessions
Open office floor plan
Diversity
Documented equal pay policy
Unconscious bias training
Diversity manifesto
Someone's primary function is managing the company’s diversity and inclusion initiatives
Mean gender pay gap below 10%
Hiring Practices that Promote Diversity
Health Insurance & Wellness Benefits
Flexible Spending Account (FSA)
Disability Insurance
Dental Benefits
Maxwell offers employees multiple choices for dental/vision insurance through Aetna. Maxwell also subsidizes the cost of this insurance for employees and their spouses and/or dependents.
Vision Benefits
Maxwell offers employees multiple choices for dental/vision insurance through Aetna. Maxwell also subsidizes the cost of this insurance for employees and their spouses and/or dependents.
Health Insurance Benefits
Employees currently have a choice of four healthcare plans offered by Aetna.
Life Insurance
Wellness Programs
Onsite Gym
Retirement & Stock Options Benefits
401(K)
Company Equity
We believe that every employee should not only be a part of building something great but be given a chance to have ownership in Maxwell. The value of shared success is very high here.
Performance Bonus
Match charitable contributions
Child Care & Parental Leave Benefits
Generous Parental Leave
We provide 16 weeks of parental leave for the primary caregiver and 4 weeks for the secondary caregiver. We also have a Return To Work Program to enable a smooth transition back to work.
Flexible Work Schedule
Family Medical Leave
Return-to-work program post parental leave
Vacation & Time Off Benefits
Generous PTO
Employees get over 35 paid days out of the office each year, including paid holidays, An Even Merrier Christmas (from Christmas to NYE off), Volunteer Days, a Ski Powder Day, and personal time off.
Paid Volunteer Time
Every year, you get two paid volunteer days, in addition to PTO, to volunteer at the charity of your choice.
Sabbatical
Every five years, based on your employment anniversary date, you are entitled to enjoy a one-month sabbatical, fully paid, to see the world or to change it, maybe even some of both!
Paid Holidays
Paid Sick Days
On top of paid holidays and company days off, we provide 15 days per year of PTO. This can be used to be away from the office for vacation, sickness, or personal requirements.
Perks & Discounts
Casual Dress
Commuter Benefits
Maxwell offers all full-time employees based in Denver a $100 stipend for monthly parking or commuting expenses, including RTD and Uber.
Company Outings
We work hard and we like to have a good time together. Any given week there may be a Happy Hour, a team hike, a team ski day, etc.
Game Room
Bowlers of all skill levels are welcome in our bowling alley!
Stocked Kitchen
Pooled snack budget around the office for those who want to participate. Throw a few dollars in a hat and we stock up on a few munchies from Costco.
Some Meals Provided
Bagel Fridays for those who are in Denver to enjoy good food and good company!
Happy Hours
Parking
Home Office Stipend for Remote Employees
Professional Development Benefits
Job Training & Conferences
Diversity Program
Built in Colorado recently spotlighted Maxwell for our diversity initiative. Our company-wide goal is that at least 50 percent of candidates who make it to interviews are from under-represented groups
Lunch and learns
Hosted on occasion by employees or guests on a variety of topics
Cross functional training encouraged
Promote from within
Mentorship program
Customized development tracks
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