Associate Director, US RMBS Ratings

Grade Level (for internal use):

The Team:

S&P Global Ratings is seeking an experienced analyst to join its Structured Finance Ratings practice which provides credit ratings and opinions for securitizations backed by RMBS assets. The Associate Director is primarily responsible for analyzing transactions backed by U.S. residential mortgages. In addition, the Associate Director will be responsible for aggregating data and information to be used to present to rating committees. The Associate Director also participates in reviewing operational capabilities of issuers and lenders, identifying market trends, and contributing to market research and commentary. In addition, the Associate Director may act as the primary analyst and is eventually an active, vocal voting member to the rating committee and prepares material for ratings publication.

Responsibilities:

As an Associate Director, you will be responsible for developing leading analytical research and ratings, meeting with issuers and investors on analytical matters, and resolving client needs. Specifically, in this role, you will:

• Manage RMBS transactions, ensuring a consistently high level of analytic quality
• Conduct detailed reviews of legal and operating documents to ensure compliance with criteria
• Demonstrate strong knowledge of ratings criteria and cash flow analysis
• Effectively communicate S&P’s methodologies and procedures
• Develop and communicate S&P Global Ratings thought leadership and credit themes
• Participate and lead special projects to execute the Structured Finance business strategy

Compensation/Benefits Information: (This section is only applicable to US candidates)

S&P Global states that the anticipated base salary range for this position is $120,000 to $180,000. Final base salary for this role will be based on the individual’s geographic location, as well as experience level, skill set, training, licenses and certifications.

This role is eligible to receive additional S&P Global benefits. For more information on the benefits we provide to our employees, please click here

What We’re Looking For:

Qualifications:

• An advanced Degree in Business, Finance, Economics, a related field or CFA preferred
• A minimum of 4-6 years of experience in the RMBS sector
• Strong proficiency with Excel, financial models and financial data
• Excellent verbal and written communications skills are required
• Ability to multi-task and manage deadlines under time pressure
• Ability to demonstrate analytical independence and objectivity
• Diligent and intellectually curious self-starter with a strong work ethic and a drive to succeed
• Strong interpersonal skills and ability to work well in a collaborative team; and
• Proficiency in programming skills (VBA, R, Python) a plus

Right to Work Requirements: 

For US candidates, this role is limited to persons with indefinite right to work in the United States. 

All employees are required to work from the office a minimum of 2 days per week.

We require all candidates who reach the final stage of our interview process to attend at least one in-person interview, which is ordinarily at your nearest S&P Global Ratings office. This must be completed before we can proceed to an offer.

About S&P Global Ratings
At S&P Global Ratings, our analyst-driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction. By bringing transparency to the market through high-quality independent opinions on creditworthiness, we enable growth across a wide variety of organizations, including businesses, governments, and institutions.

S&P Global Ratings is a division of S&P Global (NYSE: SPGI).  S&P Global is the world’s foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity and automotive markets. With every one of our offerings, we help many of the world’s leading organizations navigate the economic landscape so they can plan for tomorrow, today.
For more information, visit www.spglobal.com/ratings

What’s In It For You?

Our Mission:

Advancing Essential Intelligence.

Our People:

We're more than 35,000 strong worldwide—so we're able to understand nuances while having a broad perspective. Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all.From finding new ways to measure sustainability to analyzing energy transition across the supply chain to building workflow solutions that make it easy to tap into insight and apply it. We are changing the way people see things and empowering them to make an impact on the world we live in. We’re committed to a more equitable future and to helping our customers find new, sustainable ways of doing business. Join us and help create the critical insights that truly make a difference.

Our Values:

Integrity, Discovery, Partnership

Throughout our history, the world's leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead. We start with a foundation of integrity in all we do, bring a spirit of discovery to our work, and collaborate in close partnership with each other and our customers to achieve shared goals.
Benefits:

We take care of you, so you can take care of business. We care about our people. That’s why we provide everything you—and your career—need to thrive at S&P Global.
Our benefits include: 

• Health & Wellness: Health care coverage designed for the mind and body.

• Flexible Downtime: Generous time off helps keep you energized for your time on.

• Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills.

• Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs.

• Family Friendly Perks: It’s not just about you. S&P Global has perks for your partners and little ones, too, with some best-in class benefits for families.

• Beyond the Basics: From retail discounts to referral incentive awards—small perks can make a big difference.

For more information on benefits by country visit: https://spgbenefits.com/benefit-summaries

Global Hiring and Opportunity at S&P Global:

At S&P Global, we are committed to fostering a connected and engaged workplace where all individuals have access to opportunities based on their skills, experience, and contributions. Our hiring practices emphasize fairness, transparency, and merit, ensuring that we attract and retain top talent. By valuing different perspectives and promoting a culture of respect and collaboration, we drive innovation and power global markets.

S&P Global has a Securities Disclosure and Trading Policy (“the Policy”) that seeks to mitigate conflicts of interest by monitoring and placing restrictions on personal securities holding and trading. The Policy is designed to promote compliance with global regulations. In some Divisions, pursuant to the Policy’s requirements, candidates at S&P Global may be asked to disclose securities holdings. Some roles may include a trading prohibition and remediation of positions when there is an effective or potential conflict of interest. Employment at S&P Global is contingent upon compliance with the Policy.

Recruitment Fraud Alert:

If you receive an email from a spglobalind.com domain or any other regionally based domains, it is a scam and should be reported to [email protected]. S&P Global never requires any candidate to pay money for job applications, interviews, offer letters, “pre-employment training” or for equipment/delivery of equipment. Stay informed and protect yourself from recruitment fraud by reviewing our guidelines, fraudulent domains, and how to report suspicious activity here.